I have no idea of what thye are using to mark you for their so called fraud. Been back and forth with them through the BBB. Their response to the BBB was that they saw improvements in my score which leads them to believe it was fraud of some sort, my response to that (through the BBB), since I know my score has increased due to utilization and a new installment loan as well as new accounts reaching the six month mark, not to mention some student loan lates being corrected was 'Show me ONE incident during my current subscription where my score increased based on activity from using your product.' They can't. I haven't bumped one inquiry. and I've only had five to seven pulls.
I told them to feel free to accuse me of fraud if they were insinuating that tried and true methods of decreasing utilization and using their service to monitor those increases, justified fraud. I even suggested that they may be trying to combine my old subscription with this opn before I got fed up with them but even when I was pulling daily then, I had absolutely 0 inquiries for months before I even cancelled that sub since most of my inquiries were on EX. The funny part is that the greatest score increase was on EX which CANNOT be altered simply due to the Student Loans being updated.
Jerks. Maybe monitoring to know exactly when my account were reporting the month's payment so I could apply was fraud. You can call anything fraud if you put the right spin to it. But BS is BS and it smells the same no matter what the breed of the bull.
Message Edited by Brammy on
10-12-2007 10:51 PM
