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UPDATE - Six months progress

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bott6698
Established Contributor

Re: UPDATE - Six months progress

Bill, You are ridiculous and don't belong on this forum of people who care about each other. So I will give you 2 examples that you are full of it.
 
So I pay $1,000.00 per month for UPMC health insurance, My daughter (3 months old) at the time was covered by my insurance. She had to go to hospital. Well I figured all was well and paid until a collection agency for the hospital reported to my file 2 years later as unpaid  and another collection agency reported as the doctors fee was unpaid.
 
I had no idea I could do anything about it till this forum. I recently called UPMC and made them send me a letter why they didn't pay it and they admitted they made a mistake and just recently paid the 2 bills
 
So is it ethical to let these ca's get away with collecting invalid collections from the consumer and ruin your credit, I think NOT!
 
OH YA CONGRATS SASSY. You have done an amazing job!


Message Edited by bott6698 on 03-19-2008 07:57 PM
10/11/2017 EQ 640 TU 639 EX 652 12/10/2016 EQ 621 TU 607 EX 626 10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
Message 21 of 47
Anonymous
Not applicable

Re: UPDATE - Six months progress

Wholly molly azsassycat your my idol! Amazing!
Message 22 of 47
Anonymous
Not applicable

Re: UPDATE - Six months progress

WayYYY TOOOO GOOOO!!!!!!! GREAT JOB SASSY!!   
 
BYRDMAN and SERENITY  HATS OFF TO YOU AS WELL!!
 
IF YOU AREN'T WILLING TO BE CONSTUCTIVE AND HELPFUL TO PEOPLE IN NEED, THERE ARE PLENTY OF OTHER PLACES FOR YOU TO MAKE A FOOL OF YOURSELF BILL!!
 
I THINK EVERYONE ON THIS FORUM, FOR THE MOST PART, IS LOOKING FOR GUIDANCE THROUGH THE CREDIT JUNGLE, AND THE ONE'S THAT HAVE BEEN HELPED THROUGH THE FORUM ARE TRYING TO RETURN THE FAVOR BY HELPING  GIVE BACK. IMO IF YOU CAN'T BE POSITIVE , TAKE YOUR NEGATIVE @$$ OPINIONS SOMEWHERE ELSE BILL .!!~!
Message 23 of 47
azsassycat
Frequent Contributor

Re: UPDATE - Six months progress

Thank you everyone for the support!
 
Much love-
 
Cathleen
10/22/07 (FICO) EQ 544 EX 520 TU 518
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589
Message 24 of 47
Anonymous
Not applicable

Re: UPDATE - Six months progress

Cathleen,
 
WAY TO GO, GIRL!
 
 
And Bill, you should be glad my Internet access was down!!!  You were treated civilly considering...
 
Byrdman and Serenity - WTG!
Message 25 of 47
Anonymous
Not applicable

Re: UPDATE - Six months progress

Bill, I can say one thing, you do not need on this site. I have never read such a nasty letter. I dont know what kind of business you run, but your inventory would not move, if it was left up to me.
 
This site has helped alot of people, me included. SHUT UP
Message 26 of 47
Anonymous
Not applicable

Re: UPDATE - Six months progress

Did you DV Portfolio Recovery?  How do you find out if a CA is licensed?  Portfolio Recovery have to accounts on my CR.  I sent DV's last week and wanted to know what to expect.
Message 27 of 47
azsassycat
Frequent Contributor

Re: UPDATE - Six months progress

Gingergirl-
 
I did DV portfolio - twice - their first response did not give me all the information I was entitled to so I send a second, follow-up DV letter.  They did respond as required to this letter, but since they are not licensed, I decided to go that route.
 
Some states (Arizona is one of them) require collection agencies to be licensed if they perform collection activities in the state.  You can use google to search for the state licensing site if it's required in your state.  Try searching with these keywords:
 
"your state" "collection agency" "licensing"
 
HTH
 
Cathleen
10/22/07 (FICO) EQ 544 EX 520 TU 518
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589
Message 28 of 47
iltph
Frequent Contributor

Re: UPDATE - Six months progress

Or you can use [Sorry no links to CRO's] and save yourself some time. Smiley Happy

Message Edited by Timothy on 03-20-2008 08:51 PM
-------------------------------------------
April 2009: TU 768
March 2009: EQ 671
February 2009: EQ 666
January 2009: TU 667 | EQ 620 | EX 669
December 2008: TU 651 | EQ 625 | EX 649
April 2008: TU 642 | EQ 636 | EX 635
November 2007: EQ 542


November 2006: EQ 501
Message 29 of 47
MidnightVoice
Super Contributor

Re: UPDATE - Six months progress

Oh dear, I missed all the fun in this thread!  How did that happen?  Smiley Very Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 30 of 47
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