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US Bank didn't report last month?

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NoHardLimits
Established Contributor

Re: US Bank didn't report last month?


@JoeRockhead wrote:

They're not the only ones, aside from them, and as mentioned, Chase, I was approved for an Amex BCP in mid November, used the card, got a statement mid Dec, PIF, continue to use the card but still nothing on any CRA. I've also noticed with other open accounts I have (Disco, Cap 1 Spark, Cap 1 Auto, Sofi), they don't all report to all 3 CRAs every month, some will be on just EX, others just on EX and TU, then a couple of months later, those missing months are on all 3.


With a new Amex account, it's quite common for it to not report until the second statement.

May 2025 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 37 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 1/12, 2/24 | Util: 1% | DTI: 1%
Message 11 of 19
NoHardLimits
Established Contributor

Re: US Bank didn't report last month?

Both of my US Bank cards reported today with a date of December 30th (the last business day of the month).

May 2025 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 37 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 1/12, 2/24 | Util: 1% | DTI: 1%
Message 12 of 19
RealEstateGuy89
Frequent Contributor

Re: US Bank didn't report last month?

My US bank card reported to the credit bureaus yesterday as well.

Message 13 of 19
805orbust
Valued Contributor

Re: US Bank didn't report last month?

@NoHardLimits and @RealEstateGuy89  you both were spot on. Mine reported the same day... go figure.  Thanks for the heads up



Message 14 of 19
Sarah0708
New Visitor

Re: US Bank didn't report last month?

Thanks for the info! I checked this morning that only TU report updated with the May balance, but the other two bureau are not updated yet. Do you know when will the other two be updated?

Message 15 of 19
Sarah0708
New Visitor

Re: US Bank didn't report last month?

Thanks for the info! I checked this morning that only TU report updated with the May balance, but the other two bureau are not updated yet. Do you know when will the other two be updated? @Remedios 

Message 16 of 19
TrapLine
Frequent Contributor

Re: US Bank didn't report last month?

Interesting ...  US Bank has only reported on the banking reserve lines and not the credit products as of right now. Truth, I find this happens often with US Bank. Note, usually the credit reports first.

Message 17 of 19
Sarah0708
New Visitor

Re: US Bank didn't report last month?

It's pretty annoying because I don't know when the other two reports will be updated and I need at least two reports to update to see higher mortgage FICO. Do you know when the other two reports be updated if TU already updates?

Message 18 of 19
NoHardLimits
Established Contributor

Re: US Bank didn't report last month?

@Sarah0708  This thread is from January 2023.  The datapoints that people provided had to do with December 2022 data.  May 2024 info should be posting any day now.

May 2025 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 37 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 1/12, 2/24 | Util: 1% | DTI: 1%
Message 19 of 19
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