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USAA CreditCheck Monitoring Premium Members...

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JagerBombs89
Established Contributor

USAA CreditCheck Monitoring Premium Members...

Just thought I would share with everyone that I called to cancel my CreditCheck Monitoring (3-in-1) and they said since I have been a long time member, that they were going to offer me 3-in-1 monitoring at 50% off for an entire year if I chose to keep it.  So my new monthly subscription is now $6.13 per month for my daily puller Smiley Happy

 

Just as background info... I had USAA 3-in-1 from about June 2009 to June 2010 and canceled it.  I decided to subscribe to the 3-in-1 service again about 3 weeks ago and decided that I didn't really need it and when I tried to cancel, I got the 50% deal... So maybe give them a call and they will give you the hook up as well Smiley Happy

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: USAA CreditCheck Monitoring Premium Members...

What's the difference from this and myFico Track It? I think mind is something like $9.71 with coupon.

Message 2 of 12
Anonymous
Not applicable

Re: USAA CreditCheck Monitoring Premium Members...

 


@Anonymous wrote:

What's the difference from this and myFico Track It? I think mind is something like $9.71 with coupon.


What is "myFICO Track It"?

 

Message 3 of 12
Anonymous
Not applicable

Re: USAA CreditCheck Monitoring Premium Members...

http://www.myfico.com/Products/ScoreWatch/Description.aspx

 

I guess it's really called stop watch, track it is on the page before.

Message 4 of 12
Anonymous
Not applicable

Re: USAA CreditCheck Monitoring Premium Members...

 


@Anonymous wrote:

What's the difference from this and myFico Track It? I think mind is something like $9.71 with coupon.


 

USAA Credit Monitoring monitors all three credit bureaus and allows you to pull your credit reports daily.  None of myFICO's products provide daily pulls.

 

FICO Score Watch only monitors Equifax.

 

FICO Quarterly Monitoring only monitors TransUnion.

Message 5 of 12
Anonymous
Not applicable

Re: USAA CreditCheck Monitoring Premium Members...

From my understanding with my short stay on this site. The 3 in 1's measure in FAKO, but is really only good for the Report for EX?

 

Can I get both FICO Score Watch and Quarterly? Do most members typically get both and a FAKO daily puller?

Message 6 of 12
Anonymous
Not applicable

Re: USAA CreditCheck Monitoring Premium Members...

 


@Anonymous wrote:

From my understanding with my short stay on this site. The 3 in 1's measure in FAKO, but is really only good for the Report for EX?

 

Can I get both FICO Score Watch and Quarterly? Do most members typically get both and a FAKO daily puller?


 

Right.  3-in-1's generally offer only FAKOs.  Still, it is good to monitor things like inquiries and details reported about each of your tradelines.

 

I am not sure what others do, but I use a 3-in-1 to monitor on a semi-daily basis and if I see any changes which i believe are significant, I can go and buy my FICO score.

Message 7 of 12
YnotME
Established Member

Re: USAA CreditCheck Monitoring Premium Members...

I signed up for the premium a couple weeks ago.  I disputed old addresses and now I cannot log on.  Probably not able to refresh while an active dispute is going on.  Anyone know for sure?

My Wallet: Amex Zync-NPSL Chase Freedom-$3500 Discover More-$4000 Barclays-Apple-$1300 NFL rewards-$1500 WalMart-$1100 Care Credit-$5500
Message 8 of 12
haulingthescoreup
Moderator Emerita

Re: USAA CreditCheck Monitoring Premium Members...

 


@YnotME wrote:

I signed up for the premium a couple weeks ago.  I disputed old addresses and now I cannot log on.  Probably not able to refresh while an active dispute is going on.  Anyone know for sure?


Just curious, why did you dispute old addresses? Were they yours?

 

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 9 of 12
YnotME
Established Member

Re: USAA CreditCheck Monitoring Premium Members...

 


@haulingthescoreup wrote:

 


@YnotME wrote:

I signed up for the premium a couple weeks ago.  I disputed old addresses and now I cannot log on.  Probably not able to refresh while an active dispute is going on.  Anyone know for sure?


Just curious, why did you dispute old addresses? Were they yours?

 


Two of the three listed were never mine, in fact they don't even exist.  The third,  was an old PO box from a different town that I have not lived, in over 12 yrs.  Don't really want my personal info associated with a PO box that several other people may have had since then.  No current TL's associated with it. 

 

My Wallet: Amex Zync-NPSL Chase Freedom-$3500 Discover More-$4000 Barclays-Apple-$1300 NFL rewards-$1500 WalMart-$1100 Care Credit-$5500
Message 10 of 12
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