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Updated FICO Score for the Month of November 2013

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Anonymous
Not applicable

Updated FICO Score for the Month of November 2013

When will MYFico.com update Ficao scores for the month of November? I will really need mines updated really soon. Or is there a contact number for MyFico to call and check?

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2 REPLIES 2
fittiger
Frequent Contributor

Re: Updated FICO Score for the Month of November 2013

Your FICO scores can change daily depending on what factors are influencing them.  If you have credit cards that decrease balances, utility ratios, or number of cards with balances reporting.  Any change in these scenarios, once these accounts report, will change your score.  This is dependant upon when each company reports to the credit bureaus, usually with a few days of lag time.

 

So if you're looking for a score change based on one particular credit card change, it should happen a few days after it reports to the CB's.  This is usually a few days after the statment closes in most cases but some cc's report at other specified times (end of the month, etc.).

Message 2 of 3
llecs
Moderator Emeritus

Re: Updated FICO Score for the Month of November 2013

^^^^ this....and that depends on whether or not you subscribe to ScoreWatch. 

 

However, OP, you said "scores". ScoreWatch is the only subscription that reports regularly for EQ only. Your EX and TU scores will not update with that service. For TU, there's FICO Quarterly Monitoring, but as the name says it only updates quarterly and that's TU only. MyFICO doesn't offer a service for EX and any scores would have to be purchased.

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