I'm also sorry that I can't find the original post & MF member you responded to. Generally speaking, regarding strategies to lower utilization and CC debt. I was wondering if you are familiar with or have an option about AI guided debt consolidation systems. Gauss & Bright Money app info is in Google PlayStore. These are tools which I just found which I was referring to that are specializing in Properly placed payments, as partially *quoted ("Properly placed payments to credit card accounts could work wonders, depending on what's in your profile) Here's one review:
<Mod edit: Sorry, that link isn't allowed here. --UB>