Ive tried to prequalify for two webbank cards and they keep pulling a credit score of like 640 EX - the only score i have thats 640 is my fico 5....but i know these cards pull fico 8 ... like the gemini card .... i dont actually want these cards but i just dont understand what is going on..... do they hate me for closing down my little avant card? lol
but seriously i am just a little corncerned to see this
@mfinsmi1 wrote:Ive tried to prequalify for two webbank cards and they keep pulling a credit score of like 640 EX - the only score i have thats 640 is my fico 5....but i know these cards pull fico 8 ... like the gemini card .... i dont actually want these cards but i just dont understand what is going on..... do they hate me for closing down my little avant card? lol
but seriously i am just a little corncerned to see this
If you dont want them. Why you trying? Just curious. You'd be surprised once you hit 700 how many more real deals will happen. 
@mfinsmi1 wrote:Ive tried to prequalify for two webbank cards and they keep pulling a credit score of like 640 EX - the only score i have thats 640 is my fico 5....but i know these cards pull fico 8 ... like the gemini card .... i dont actually want these cards but i just dont understand what is going on..... do they hate me for closing down my little avant card? lol
but seriously i am just a little corncerned to see this
Get you butt back over in th e garden lol
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@FireMedic1 @RobynJ lmao trust me im keeping my butt in the garden - i just like to see what cards im prequalified for to gauge how my credit is doing ---- BUT i am alarmed to see the scores webbank is reporting. Im not stressing it too much since i have myfico and can see my scores and i know nothing has changed - alas tho i dont understand where they are pulling their info from
@mfinsmi1 wrote:@FireMedic1 @RobynJ lmao trust me im keeping my butt in the garden - i just like to see what cards im prequalified for to gauge how my credit is doing ---- BUT i am alarmed to see the scores webbank is reporting. Im not stressing it too much since i have myfico and can see my scores and i know nothing has changed - alas tho i dont understand where they are pulling their info from
@mfinsmi1 I know what you're trying to say but..... let me say it like this, most of us in MyFICO are addicted to getting more/better cards. With this said imagine you were a drug addict or an alcoholic would you think it to be smart to be hanging out on the corner where the drugs are sold or be in a bar? I mean if you keep doing pre-qual chances are you will pull the trigger when you see something that looks great. If you're not doing them you have a 1000% better chance of not app'ing for a card or loan. Just saying!!!