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What cards add full history for Authorized Users ?

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MrPepperoni
Regular Contributor

What cards add full history for Authorized Users ?

Hi Community,


I recently added an authorized user to my Amex Blue Cash Everyday (this card didn't add full history to an authorized user report) and Chase Marriott Bonvoy Bold (this card added its full history to an authorized user report).


I am trying to add this same authorized user to one of my other cards with longer history, and I am trying to see what card will add its full history to another person's credit report ?


Here is the list of cards I can choose from:
Discover It Cash Back
Chase Freedom Unlimited
Chase Sapphire Preferred

Chase United Quest

BofA Cash Rewards

 

 

Moved to the US in August 2018.
Applied for Citi Costco in November 2018 - Denied due to lack of history (no history).
Started building credit in January 2019. Please hover over each card:

Also have Chase Marriott Bonvoy Bold (6 months old, $11k limit)
Bilt Credit Card (6 months old, $2k limit)
Amex Hilton Honors Surpass (1 month old, $16k limit)
Two paid off auto loans ($20.5K and $15.7K)



Message 1 of 3
2 REPLIES 2
drewricomakeubu
Frequent Contributor

Re: What cards add full history for Authorized Users ?


@MrPepperoni wrote:

Hi Community,


I recently added an authorized user to my Amex Blue Cash Everyday (this card didn't add full history to an authorized user report) and Chase Marriott Bonvoy Bold (this card added its full history to an authorized user report).


I am trying to add this same authorized user to one of my other cards with longer history, and I am trying to see what card will add its full history to another person's credit report ?


Here is the list of cards I can choose from:
Discover It Cash Back
Chase Freedom Unlimited
Chase Sapphire Preferred

Chase United Quest

BofA Cash Rewards

 

 


I know when I got added as an AU to an account from Chase they only added the history from when I was added to the account not the full history of the card. I'm not sure if that's the case with all Chase accounts but just my 2 cents. 

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800, Chase Ink Unlimited $12,500, American Express BCP: $12,000, Chase Sapphire Preferred $17,100, Blue Business Plus $10,000, Chase Ink Cash $12,00, Capital One Venture X $19,000, Amazon Prime Amex $9,000, Chase Freedom Unlimited $6,000, U.S. Bank Business Triple Cash Rewards $3,000, Amex Hilton Honors Business $17,500
Chase Ink Prederred $16.000

Tour Manager, FOH Engineer, Concert Promoter, HBIC
Message 2 of 3
MarkintheHV
Frequent Contributor

Re: What cards add full history for Authorized Users ?

I am AU on two of my wifes card (just to get some age), and looking at my reports, I see Discover and Citibank with the whole history of the card.

Hope this helps!

Active Cards: AmEx BCP - $70k | NFCU Flagship Visa - 80k
Inactive Cards: Citi CCR MC - $43.5k | Citi AA World MC - $17.5k | Discover IT - $10k


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