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What credit bureau does AMEX pull?

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Anonymous
Not applicable

What credit bureau does AMEX pull?

Hi,

 

I am looking forward to applying for an Amex card and would like to know what credit bureau do they pull.

 

My Scores:

TU: 676

EQ: 697

EX: 655

 

Thanks.

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: What credit bureau does AMEX pull?


@Anonymous wrote:

Hi,

 

I am looking forward to applying for an Amex card and would like to know what credit bureau do they pull.

 

My Scores:

TU: 676

EQ: 697

EX: 655

 

Thanks.


Amex usually pulls Experian FICO 8 but its quite possible they can pull the other two bureaus.

Message 2 of 8
CYBERSAM
Senior Contributor

Re: What credit bureau does AMEX pull?

EX was for me too.







                
Message 3 of 8
Rebuild2019
Valued Contributor

Re: What credit bureau does AMEX pull?

Pulled EX for me too.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 4 of 8
Brian_Earl_Spilner
Credit Mentor

Re: What credit bureau does AMEX pull?

EX is the main they pull. They double pulled TU as well for me.

    
Message 5 of 8
mrcraft
Valued Contributor

Re: What credit bureau does AMEX pull?

Amex pulled EX for me. 

 

The nice thing about Amex is that subsequent cards are usually soft pulls.  My second was a SP, and I want to get their Hilton card later in the year and it'll likely be a SP too.



Message 6 of 8
M_Smart007
Legendary Contributor

Re: What credit bureau does AMEX pull?

Been with then since the 1980's , They only puled EX.

Message 7 of 8
dynamicvb
Valued Contributor

Re: What credit bureau does AMEX pull?

Like others it's mostly EX but that depends on your state of residence. They have a prequal site so check that first before applying. I'm pretty sure my EX was around your score when I was approved.  Any BK must be at least 5 years old and it will need to be gone before any increases if you are approved.

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 5/28/20:


First Goal Score: 750+ Reached 3/2019

Next Goal all over 800
Message 8 of 8
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