myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

What is KD?

tag
Get Access Now
makeynik
Regular Contributor
‎07-04-2008 07:45 AM
‎07-04-2008 07:45 AM

What is KD?

On my Cap 1 charge off/paid /settled for less than full amount on the months reporting there are lots of KD's...did not see them on the abbrev list...just wondering...?
6/30/08 TU 441 EQ 425 EX 513
8/01/08 TU 499 EQ 488 EX 489
8/23/08 EQ 556
9/04/08 EQ 567
11/14/08 TU 531, EQ 582, EX 509
12/29/08 EQ 620 (yea!) EX 546 TU 555
1/17/2009 TU 568 EQ 620 EX 584, 4/15/09 TU 506, EQ 612
5/24/09 TU 558, EQ 646
Message 1 of 7
0 Kudos
6 REPLIES 6
Anonymous
Not applicable
‎07-04-2008 07:52 AM
‎07-04-2008 07:52 AM

Re: What is KD?

KD= Key Derogatory
 
 
 
Message 2 of 7
0 Kudos
makeynik
Regular Contributor
‎07-04-2008 07:55 AM
‎07-04-2008 07:55 AM

Re: What is KD?

thanks.."key" as in crucial, very bad?
6/30/08 TU 441 EQ 425 EX 513
8/01/08 TU 499 EQ 488 EX 489
8/23/08 EQ 556
9/04/08 EQ 567
11/14/08 TU 531, EQ 582, EX 509
12/29/08 EQ 620 (yea!) EX 546 TU 555
1/17/2009 TU 568 EQ 620 EX 584, 4/15/09 TU 506, EQ 612
5/24/09 TU 558, EQ 646
Message 3 of 7
0 Kudos
Anonymous
Not applicable
‎07-04-2008 07:59 AM
‎07-04-2008 07:59 AM

Re: What is KD?

Yeah- I don't know too much about this- just that it is BAD.
 
Worse than a 120-

makeynik wrote:
thanks.."key" as in crucial, very bad?

Message 4 of 7
0 Kudos
makeynik
Regular Contributor
‎07-04-2008 08:01 AM
‎07-04-2008 08:01 AM

Re: What is KD?

I sent them a goodwill letter yesterday, think it will work??????? Any hope? It is a couple years old...
6/30/08 TU 441 EQ 425 EX 513
8/01/08 TU 499 EQ 488 EX 489
8/23/08 EQ 556
9/04/08 EQ 567
11/14/08 TU 531, EQ 582, EX 509
12/29/08 EQ 620 (yea!) EX 546 TU 555
1/17/2009 TU 568 EQ 620 EX 584, 4/15/09 TU 506, EQ 612
5/24/09 TU 558, EQ 646
Message 5 of 7
0 Kudos
Anonymous
Not applicable
‎07-04-2008 07:01 PM
‎07-04-2008 07:01 PM

Re: What is KD?

According to experian - Key Derogatory = Claim, Term Default, Government Claim, Paid by Dealer, Bankruptcy Chapter 7, 11 or 12 Petitioned, or Discharged and Bankruptcy Chapter 7, 11, or 12 Reaffirmation of Debt Rescinded.  
Message 6 of 7
0 Kudos
makeynik
Regular Contributor
‎07-07-2008 12:05 PM
‎07-07-2008 12:05 PM

Re: What is KD?

thanks...I never filed bankruptcy, not sure why "term default" on a credit card...
ah well...
6/30/08 TU 441 EQ 425 EX 513
8/01/08 TU 499 EQ 488 EX 489
8/23/08 EQ 556
9/04/08 EQ 567
11/14/08 TU 531, EQ 582, EX 509
12/29/08 EQ 620 (yea!) EX 546 TU 555
1/17/2009 TU 568 EQ 620 EX 584, 4/15/09 TU 506, EQ 612
5/24/09 TU 558, EQ 646
Message 7 of 7
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.