What other type of credit should I apply for?

[RaeC]

I have a Chase card, Capital one, a Navy Fed and two store cards. All have limits ranging from lowest of $2600 to $5k. None are late, always paid in full except for my Navyfed to carry a small ($30) balance.

I was thinking about getting a personal loan thru Navyfed to purchase and was going to purchase a used Jeep, since their auto loan requirements are a bit strict when it comes to purchasing used vehicles.

Is this a good idea?

[RaeC]

Bumping! Hoping to have a suggestion soon.

[driftless]

Maybe this question would receive more replies if it was in the General Credit section?

[RaeC]

Oh, can it be moved? I thought maybe with it being about credit cards it should be here.

[DrZoidberg]

I don't know what time zone you're in but mine shows this post was at 3:30 am.......and then bumped 4 hours later. Doubt anyone was awake at the bump. Just relax. And to answer, you're the only one who knows what cards you should have or get. It's your credit........not ours.

[Anonymous]

I'm not sure about Navy Fed, but, from my experience with my local CUs, there are probably better alternatives. There are service companies out there that find you the best offers available to you with a single HP. Blue Harbor comes to mind because they are peddled by Credit Karma

[ralvarez2678]

Or Capital One auto finance pre approval as well.

[Anonymous]

i wouldn't use a PL to buy a vehicle; especially not through NFCU. their rates are quite bad. find a local CU. most are decently flexible but i am assuming the jeep is slightly older with 150k+ miles?

[XxRaVeNxX1]

Navy Federal isn't a local credit Union...it's one of the largest in the world....You wont get better rates than them

[Anonymous]

yes there are. tons of credit unions have better rates..