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This is my car Loan
Date opened [?]
Sep, 2006 Date of last activity [?] Aug, 2007 Date of last payment [?] Jul, 2007 Account number [?] XXXXXX Account type [?] Auto Loan Credit limit [?] Not Reported *not showing* Terms [?] 42 Months Credit Type [?] Installment Account holder [?] Joint Account Scheduled payment amount [?] $395
My TU is showing the balance too.....
This is not right!!! What should I do?? I called the auto company and they say they report right every month. Should I call Experian?
IGNORE IT! Installment accounts and balances carry far less weight than revolving ones.
Redamagon wrote:
This is my car Loan
Date opened [?]
Sep, 2006 Date of last activity [?] Aug, 2007 Date of last payment [?] Jul, 2007 Account number [?] XXXXXX Account type [?] Auto Loan Credit limit [?] Not Reported *not showing* Terms [?] 42 Months Credit Type [?] Installment Account holder [?] Joint Account Scheduled payment amount [?] $395Negative on my Experian says:The remaining balance on your non-mortgage installment loans is too high.
this means that they are not showing the total amount lended to me, this negativeOn my Equifax is showing the limit and it not a negative there.My Equifax says:Date opened [?] Sep, 2006 Date of last activity [?] Aug, 2007 Account number [?] XXXXXX Largest past balance [?] $16,598 *See right here* Credit Type [?] Installment Account holder [?] Joint Scheduled payment amount [?] $395 Descriptions [?]
- Auto
My TU is showing the balance too.....
This is not right!!! What should I do?? I called the auto company and they say they report right every month. Should I call Experian?
Redamagon wrote:
Fused111,IF ignore it, don't you think when I apply for a loan that company could say that I have a high usage account? I am trying to get a business loan and a personal loan and I am waiting for my credit score to be around 710 or something like that. So, if they are saying "The remaining balance on your non-mortgage installment loans is too high." I think it is affecting my score.