I am not sure what i should do! I want to improve credit score, but not quite at sol and not sure what DV does and PFD. Wanted to know how to go about getting some of these deleted. I don't want to pay them if it is going to reset the dates, but also dont want to wait two years to fall off. The dollar amount isnt much so i dont mind paying...some are my fault some are ex's fault... mostly from when i was 19.
Collection=EQ
Cacv,llc; Client - MBNA - $1,357 Dofd 09/2003
CBA- SBC Ohio $97 Dofd 03/2004
Credit Protection - Time Warner $775 ; Dofd 10/2006 $335
Credit-EQ
Asset Acceptance- TARGET store card $544 dofd 09/2003
Verizon Wireless High Credit $846 12/2003 dofd Charged Off Account;Amount In High Credit is Original Charge-Off Amount; profit and loss writeoff
Chase-Past Due $2393 Credit Limit $1500 Transfer/Sold/Paid 11/2003 dofd Charge Off Account Transferred or Sold
was sold to nco but nco deleted it from my credit on eq & tu because i disputed it(is this good?)
TU-accounts that are not on eq or differ?
BANK OF AMERICA-this sold to cacv so both are listed on transunion but BOA not on Equifax
Balance: $0 Date Updated: 03/2004 High Balance: $1,357 Credit Limit: $1,000 Past Due: $0 Pay Status: >Charged Off as Bad Debt< Date Opened01/2003 Date Closed: 02/2004 Date Paid: 07/2003 Loan Type: Credit Card Remark: Purchased by another lender Estimated date that this item will be removed: 06/2010
CACV LLC (amounts differ from EQUIFAX)
Balance: $2,346 Original Balance: $1,357 Original Creditor: MBNA Estimated removed: 06/2010
CAPITAL RECOVERY SVC
Balance: $102 AEP Estimated date removed: 06/2011
CREDIT PROTECTION ASSOC
Balance: $135 HOLLYWOOD VIDEO >Collection Account< Estimated date removed: 09/2009
