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Whats the average time you have to wait upon a successful "pay to delete"

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Anonymous
Not applicable

Whats the average time you have to wait upon a successful "pay to delete"

Meaning after the collection agency has supposedly filed it etc..that it is gone from your credit report? ...15 days? ... 4 months?...  thanks!
Message 1 of 4
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Junejer
Moderator Emeritus

Re: Whats the average time you have to wait upon a successful "pay to delete"

Give them 30-45 days for it to report to the CRA.






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Message 2 of 4
Anonymous
Not applicable

Re: Whats the average time you have to wait upon a successful "pay to delete"

Is that the norm.. or are you just geussing? Thanks..im looking for the medium range patterns...
Message 3 of 4
Junejer
Moderator Emeritus

Re: Whats the average time you have to wait upon a successful "pay to delete"

Let's say that the CA reports to the CRAs on the end of the month...Period. They tell you that they are going to accept the PFD on the 10th of the month. So, that's three weeks before they actually report to the CRA. Now, the CRA has to get around to reporting the information. How long might that take? A week or two? Easily.

The process is what it is. There is no way to gauge it. It really depends upon who you are dealing with. For a more exact science, ask the CA exactly when they are going to report to the CRA and then add a week or two for the CRA to report it.






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
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