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WhatsMyScore.Org

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Anonymous
Not applicable

Re: WhatsMyScore.Org

Coolness. My range was also pretty spot on. Thanks for posting the link!

Message 11 of 25
oscar_actuary
Frequent Contributor

Re: WhatsMyScore.Org

They got me between 730 - 780

 

I'll guess they think it shoudl be lower than it is due to all the CC + loan balances I have ( 10 + )

 

nice and simple without needing to register.

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Message 12 of 25
Kostya1992
Established Contributor

Re: WhatsMyScore.Org

Very nice, but doesnt this website have the same simulator?
TU08 FICO850
EX08 FICO850
EQ08 FICO850

Message 13 of 25
creditFiend
Established Contributor

Re: WhatsMyScore.Org


@Kostya1992 wrote:
Very nice, but doesnt this website have the same simulator?

As long as I have looked through posts reading on how to improve my credit, I have never noticed their 'Estimator'....Man Embarassed   Thanks for pointing that out.  

Last app: 2/21/2016
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Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 14 of 25
Revelate
Moderator Emeritus

Re: WhatsMyScore.Org

Pretty decent estimates in my opinion at least based on my observations of reports on this forum and my own experiences.

 

Predicted a 650-700 for my current score (which would be accurate for Beacon 5) and if I didn't have my old collection and tax lien, peak around 745 which is pretty reasonable based on what I know.

 

Sort of fun to play with, I'll probably play around a bit more to see if it thinks I might get a non-trivial bump with a bit more age on my most recent credit shennanigans.




        
Message 15 of 25
Anonymous
Not applicable

Re: WhatsMyScore.Org


@Revelate wrote:

Pretty decent estimates in my opinion at least based on my observations of reports on this forum and my own experiences.

 

Predicted a 650-700 for my current score (which would be accurate for Beacon 5) and if I didn't have my old collection and tax lien, peak around 745 which is pretty reasonable based on what I know.

 

Sort of fun to play with, I'll probably play around a bit more to see if it thinks I might get a non-trivial bump with a bit more age on my most recent credit shennanigans.


I changed oldest credit card to over 20 years in anticipation of my Amex backdate and saw a nice bump in score from 670-720 to 700-750. It'll be interesting to see if the result is that strong when the card actually hits my reports.

Message 16 of 25
Anonymous
Not applicable

Re: WhatsMyScore.Org

I did it but it came out short, my scores are actually higher.

Message 17 of 25
Anonymous
Not applicable

Re: WhatsMyScore.Org

Flat out no!  This site does NOT have anything similar.  

Message 18 of 25
Anonymous
Not applicable

Re: WhatsMyScore.Org

It's an interesting simulator, however, 50 points is a huge variance!  But, I do like it nevertheless?  

Message 19 of 25
Anonymous
Not applicable

Re: WhatsMyScore.Org

700-750. Scores of 739, 747, & 753. Close.

Message 20 of 25
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