I've logging in just after midnight EST and no update.
I've logged in around 4am and the score may be updated, but the report isn't available.
When do they actually update files?
Are you talking with a full membership?
With a trial membership, AFAIK it updates the second you pull your scores. Then again 7-10 days later when you pull your scores a second time. All for $1.
I can pull my updated/current reports and scores for all 3 anytime. No extra charge.