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I have CreditSecure and Truecredit and Myfico but none of these show soft inquiries. Where can I go to check for these? Thanks.
@aftermath wrote:I have CreditSecure and Truecredit and Myfico but none of these show soft inquiries. Where can I go to check for these? Thanks.
You can get those on your full, free reports at annualcreditreport.com or buying them directly from each CRA.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
I would never buy a credit report to see soft inquiries. Like Marine said go to annual. Understand that Equifax will not show all your softs. TU is a little suspect too. The only report that will def show all your softs is Experian.
@smallfry wrote:I would never buy a credit report to see soft inquiries. Like Marine said go to annual. Understand that Equifax will not show all your softs. TU is a little suspect too. The only report that will def show all your softs is Experian.
I wouldn't either but folks need to know all their options.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
With CreditSecure, there is a trick. Find the tab that has a link to "dispute information" or something. It will link you to experian, you will verify your identity and then it will give you access to your report. You dont actually HAVE to dispute anything, and you can surf around and it will show you your softs on the inquiry page. I dont know why creditsecure doesnt show this info itself, but this has worked for years so they obviously dont mind if people do it.
Some people frown on this practice. It is free though.