Which Report Will They Pull, Part 3

[14YHWH]

Below is the link to see which credit reports are pulled by State for each financial institution.

Click here for Google Sheet link 

The goal is to update the Google Sheet based on replies to this thread.

Shoutout to @credit_is_crack for all the work starting this and the prior contributors for keeping this alive over the years.

Similar rules as before:

• GRID #1 = This list calls out which CRA was pulled based on specific states
• GRID #2 = This list calls out which version of the credit report we're seeing pulled with consistent regularity (Fico 8, Fico 9, VantageScore 3.0, VantageScore 4.0, or even mortgage scores like EX2, EQ5, etc.). Learn more about FICO scores here Your Guide To Credit Scoring 

Please approach this understanding this info is for educational purposes, and nothing is guaranteed. This is a YMMV situation. 

I'm open to feedback / suggestions.

Once data points start coming in for newer scores (e.g., VantageScore 5.0), they will be added to Grid #2.

Thank you.

[NoHardLimits]

I can supply a data point from yesterday:

Bank of America

Customized Cash Rewards

Florida

Experian FICO 8

Do you want any earlier data points, or just from this point onward?

[14YHWH]

@NoHardLimits thanks - earlier DPs are fine as well.

[Vinjints]

Here's some info from the past year based on VA residence:

Auto Loan:

NFCU - TU

USAA - EX

Credit Card:

Citi - EX

Elan - EQ

CC CLI:

Chase - TU (SP)

[IaBoy62]

@14YHWH @Thanks for taking on this task!

from Kansas this month:

Commerce Bank (KC,MO) TU

Central Bank (Jeff City, MO) TU

Allegacy FCU (Winston Salem, NC) EQ

[NoHardLimits]

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@14YHWH wrote:

@NoHardLimits thanks - earlier DPs are fine as well.

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I have 20 years of personal inquiry data on hand, but I would consider almost all of it obsolete at this point.  I will just supply a couple additional data points from last year.

Navy Federal

cashRewards Plus

Florida

TransUnion

Wells Fargo

Autograph Journey

Florida

Equifax 

[AndySoCal]

@14YHWH  Here are a few to add to the spreadsheet Commonwealth Credit Union Ky TUC. There is another Commonwealth Credit Union in Illinois that is geofenced to Illinois unless you qualify under SEG   (Sponsored Employment Group)  The Commonwealth in KY is not geofenced.

Langley FCU  Equifax

Redstone FCU Experian

All pulls were from California

[CaneVariant]

Does anyone have any DP's for Fidelity/Elan in CA? Really hoping they pull Fico 10's like US Bank Thank you

[NoHardLimits]

P2 can provide another data point from last week.

Wells Fargo

Choice Privileges

Equifax

Florida