Why Experian? Why the fraud alert?

[JasonK94Z]

I did not ask for this fraud alert to be added to my report! I'm in the final stages of credit report cleanup which is having hard inquiries removed. I guess they didn't like that and they gave me this in return. I assume calling them will get this alert removed?

06& 03-10-23 0000000 ID FRAUD VICTIM ALERT FRAUDULENT APPLICATIONS MAY BE SUBMITTED IN MY NAME OR MY IDENTITY MAY HAVE BEEN USED WITHOUT MY CONSENT TO FRAUDULENTLY OBTAIN GOODS OR SERVICES. DO NOT EXTEND CREDIT WITHOUT FIRST CONTACTING ME PERSONALLY AND VERIFYING ALL APPLICATION INFORMATION AT DAY xxx-xxx-xxxx OR EVENING xxx-xxx-xxxx . THIS VICTIM ALERT WILL BE MAINTAINED FOR SEVEN YEARS BEGINNING 03-10-23.

[FireMedic1]

Why are you trying to get HP's removed unless they are really fraud?

[Chazzay12]

I'm not sure if they will remove the fraud notice or not. 

What do you mean "removing inquiries?" the only way for an inquiry to come off is waiting the 2 years for it to fall off, you can't dispute them..if you asked for credit there will be an inquiry on your report. If you do dispute it would seem as though someone else is trying to get credit in your name; hence the fraud alert being placed on your account. 

[JasonK94Z]

Everything done is by the letter of the law. All 4 inquiries removed. 

[Remedios]

So, you "remove" them by claiming they weren't initiated by you, you get fraud alert, and you're not happy with fraud alert?

[Brian_Earl_Spilner]

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@JasonK94Z wrote:

Everything done is by the letter of the law. All 4 inquiries removed. 

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Please clarify. You had 4 hard inquiries removed. What was the reason given to the bureau for removal? 

[coldfusion]

I've never seen a YouTube rando that remembered to mention this part.

[JasonK94Z]

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@Remedios wrote:

So, you "remove" them by claiming they weren't initiated by you, you get fraud alert, and you're not happy with fraud alert?

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Did I say I claimed they were fraud?  Nope!

[JasonK94Z]

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@coldfusion wrote:

I've never seen a YouTube rando that remembered to mention this part.

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I'm a YouTube rando now?  

[coldfusion]

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@JasonK94Z wrote:

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@coldfusion wrote:

I've never seen a YouTube rando that remembered to mention this part.

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I'm a YouTube rando now?  

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No, but there are a number of them putting out videos on how to use ethically-challenged techniques to try to get inquiries removed.