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Will I see a Credit Score Increase????

jackig64
New Contributor

Will I see a Credit Score Increase????

I just got WFFNB (The Limited Card) to DELETE the ONLY 30 day late that I have on my file since early 2008 (ICKY DIVORCE).  The late is from June of 2009, will my score go up as a result of this deletion. 

Message 1 of 4
3 REPLIES 3
guiness56
Epic Contributor

Re: Will I see a Credit Score Increase????

Message 2 of 4
jackig64
New Contributor

Re: Will I see a Credit Score Increase????

Yes, but NO negatives since 2008.  From beginning of 2008 to Present Day is totally clean. 

Message 3 of 4
guiness56
Epic Contributor

Re: Will I see a Credit Score Increase????

Are they only lates or do you have collections and/or COs.  These will hurt your score the entire time they are on the report.

 

Single 30 day lates have little impact on your score after about 2 years.

Message 4 of 4
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