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You can’t make this up! EQ VS3

Saeren
Mega Contributor

You can’t make this up! EQ VS3

So when I went to pull my Equifax Core Credit update the other day I notice my score had gone down and couldn't find any changes to explain it so I just decided to wait for the CK update. 

Well...

 

6B307FC0-6E5E-4600-A7B3-D9237AE0568B.jpeg


There is literally nothing that should have caused this. Be interesting to see if FICO changes when I get my scores next month but TU VS3 is still 793 with no changes. 🤷‍♂️ 





Message 1 of 8
7 REPLIES 7
ImTheDevil
Community Leader
Super Contributor

Re: You can’t make this up! EQ VS3

Lol VS doing VS things. I lost 21 points on mine for having the following changes:

 

balance increase of $46 on one card

balance increase of $132 on one card

limit increase of $1000 on a card

 

I hope they don't wonder why nobody uses their scores for lending.

 

 



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Message 2 of 8
M_Smart007
Epic Contributor

Re: You can’t make this up! EQ VS3


@Saeren wrote:

So when I went to pull my Equifax Core Credit update the other day I notice my score had gone down and couldn't find any changes to explain it so I just decided to wait for the CK update. 

Well...

 

 


There is literally nothing that should have caused this. Be interesting to see if FICO changes when I get my scores next month but TU VS3 is still 793 with no changes. 🤷‍♂️ 


@Saeren, How this for ya?   .. Glad I do not live by "FAKO"

 

"There is literally nothing that should have caused this."

(The scores between TU & EQ were Identical a few weeks agoSmiley Tongue)

 

I logged on to TU, nothing has changed in my profile .. literally nothing!!!!

 

Message 3 of 8
Saeren
Mega Contributor

Re: You can’t make this up! EQ VS3


@ImTheDevil wrote:

Lol VS doing VS things. I lost 21 points on mine for having the following changes:

 

balance increase of $46 on one card

balance increase of $132 on one card

limit increase of $1000 on a card

 

I hope they don't wonder why nobody uses their scores for lending.

 

 


At least you had changes though!





Message 4 of 8
Saeren
Mega Contributor

Re: You can’t make this up! EQ VS3


@M_Smart007 wrote:

@Saeren wrote:

So when I went to pull my Equifax Core Credit update the other day I notice my score had gone down and couldn't find any changes to explain it so I just decided to wait for the CK update. 

Well...

 

 


There is literally nothing that should have caused this. Be interesting to see if FICO changes when I get my scores next month but TU VS3 is still 793 with no changes. 🤷‍♂️ 


@Saeren, How this for ya?   .. Glad I do not live by "FAKO"

 

"There is literally nothing that should have caused this."

(The scores between TU & EQ were Identical a few weeks agoSmiley Tongue)

 

I logged on to TU, nothing has changed in my profile .. literally nothing!!!!

 


It's crazy! Even if it was an aging thing, my profile is strong enough that a rebucketing should increase my score, not drop it. 

Oh well, it is what it is. 

I have a bunch of inquiries dropping next month which should bring the score back up anyway. 





Message 5 of 8
Bank007
Frequent Contributor

Re: You can’t make this up! EQ VS3


@Saeren wrote:

So when I went to pull my Equifax Core Credit update the other day I notice my score had gone down and couldn't find any changes to explain it so I just decided to wait for the CK update. 

Well...

 

6B307FC0-6E5E-4600-A7B3-D9237AE0568B.jpeg


There is literally nothing that should have caused this. Be interesting to see if FICO changes when I get my scores next month but TU VS3 is still 793 with no changes. 🤷‍♂️ 


Don't stress over lame CK scores.  Lenders don't use them, so why should you?  Just work with your FICO scores.

Starting Score: 550
Current Score: 652
Goal Score: 670


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Message 6 of 8
Saeren
Mega Contributor

Re: You can’t make this up! EQ VS3


@Bank007 wrote:

@Saeren wrote:

So when I went to pull my Equifax Core Credit update the other day I notice my score had gone down and couldn't find any changes to explain it so I just decided to wait for the CK update. 

Well...

 

6B307FC0-6E5E-4600-A7B3-D9237AE0568B.jpeg


There is literally nothing that should have caused this. Be interesting to see if FICO changes when I get my scores next month but TU VS3 is still 793 with no changes. 🤷‍♂️ 


Don't stress over lame CK scores.  Lenders don't use them, so why should you?  Just work with your FICO scores.


Not stressing, just pointing out the weirdness. 

Some lenders do use them though. Synchrony is one such lender that makes decisions based on Vantage. 

I track all of my scores because why not?





Message 7 of 8
Credit4Growth
Valued Contributor

Re: You can’t make this up! EQ VS3

... and here I thought I might have been the only one getting this nonsense!

Screenshot_20200820-082800.jpg

 

 

I will just keep checking in and continue to shake my head

Current as of April 25rd
FICO 08 EQ723, TU722, EX728 || DTI 8%
Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 3 / 1) - 0/6 - 0/12 - 4/24 ||


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Message 8 of 8
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