amex 4506-t dates

[lord_kinbote]

Afternoon. I would like my latest w2 to be factored into my required 4506-t for a credit increase. My income is around 177k this year and my current exposure is around 75k between my three amex cards. Previous two years were about 130k on w2 and FICO scores are 810+ across the three bureaus. What month will they start considering 2018 w2? Thanks much for the help.

[K-in-Boston]

The IRS releases the prior year's transcripts beginning in August.  So if you wait until August, you can authorize the IRS to release 2018 and 2017 to American Express.

[lord_kinbote]

Thanks for the response, will wait for August.

[sjt]

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@lord_kinbote wrote:
Afternoon. I would like my latest w2 to be factored into my required 4506-t for a credit increase. My income is around 177k this year and my current exposure is around 75k between my three amex cards. Previous two years were about 130k on w2 and FICO scores are 810+ across the three bureaus. What month will they start considering 2018 w2? Thanks much for the help.

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You also might also want to send in your two most recent pay stubs to reflect your most recent income.