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annualcreditreport experian?

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Kirmie2010
Established Contributor

annualcreditreport experian?

I thought I read something about Experian not doing reports, then I read it was fico scores and it was still doing credit reports.  So I may of read wrong, I was just wondering if anyone else cant get EX report.

 

 I got my TU and EQ no problem Experian though gives this message without even trying to load the normal next screen

 

We're sorry

A condition exists that prevents Experian from being able to accept your request at this time.

 

To obtain your Experian annual credit report, please mail your request to the address below using the Annual Credit Report Request form.

 

Annual Credit Report Request Service

P.O. Box 105281

Atlanta, GA 30348-5281

 

Message 1 of 9
8 REPLIES 8
gdale6
Moderator Emeritus

Re: annualcreditreport experian?


@japakar wrote:

I thought I read something about Experian not doing reports, then I read it was fico scores and it was still doing credit reports.  So I may of read wrong, I was just wondering if anyone else cant get EX report.

 

 I got my TU and EQ no problem Experian though gives this message without even trying to load the normal next screen

 

We're sorry

A condition exists that prevents Experian from being able to accept your request at this time.

 

To obtain your Experian annual credit report, please mail your request to the address below using the Annual Credit Report Request form.

 

Annual Credit Report Request Service

P.O. Box 105281

Atlanta, GA 30348-5281

 


Most likely a software error, you want hard copies in your hands anyway over online reports you get to see everything that way.

Message 2 of 9
Kirmie2010
Established Contributor

Re: annualcreditreport experian?

Yeah I noticed the hard copies they send have more info.  (last year I had to have experian send me a hard copy)

Not looking for anything on them this year, just was yearly pull time so I wanted the PDFs.

 

Ok, will keep trying!  Wasnt sure if it was an experian thing or just a temporary issue Smiley Happy  

Thanks!

Message 3 of 9
takeshi74
Senior Contributor

Re: annualcreditreport experian?


@japakar wrote:

I thought I read something about Experian not doing reports


Experian has to provide reports.  Being unable to pull your own report due to an issue does not mean that Experian is no longer providing reports to anyone.  You just need to mail in or call to get your report and see if you can clear up the issue you're having with pulling them online.

 


@japakar wrote:

Yeah I noticed the hard copies they send have more info.


IIRC that's one reason why CreditBoards recommends getting the hard copies by mail.

Message 4 of 9
Kirmie2010
Established Contributor

Re: annualcreditreport experian?

I meant i read experian not doing ficos not credit reports, mis word i was tired Smiley Happy

 

Message 5 of 9
Anonymous
Not applicable

Re: annualcreditreport experian?

They DO do ficos. Many members have had bother services and the scores matched up exactly.

Message 6 of 9
Kirmie2010
Established Contributor

Re: annualcreditreport experian?

Yes they currently do, i read they are going to stop doing ficos.

 

Message 7 of 9
Kirmie2010
Established Contributor

Re: annualcreditreport experian?

Just looked at my equifax report (havent yet until now)

Appearantly they changed how the reports are formatted, last year my report was about 12 pages and had the basic info, this year my report is 60+ pages and includes everything I can think of, even has a breakdown of my DTI for all accounts and installment loans.  Just tons of information.  

 

So for atleast equifax they are sending me a full report not the truncated version I usually get.  Hoping my TU report is as in depth!  (I am lazy and it makes no difference so will look at it sometime in the near future Smiley Tongue  )  

 

I also found those articles again that said experian was going to stop doing ficos, it was from 2009 Smiley Tongue  So obviously thats changed or didnt happen.  Then I found this article on myfico which is probably where the sites I was reading the info from, got their info in the first place.

http://ficoforums.myfico.com/t5/Experian-has-stopped-offering/FAQ-for-myFICO-customers-about-Experia...

Message 8 of 9
Anonymous
Not applicable

Re: annualcreditreport experian?


@japakar wrote:

Just looked at my equifax report (havent yet until now)

Appearantly they changed how the reports are formatted, last year my report was about 12 pages and had the basic info, this year my report is 60+ pages and includes everything I can think of, even has a breakdown of my DTI for all accounts and installment loans.  Just tons of information.  

 

So for atleast equifax they are sending me a full report not the truncated version I usually get.  Hoping my TU report is as in depth!  (I am lazy and it makes no difference so will look at it sometime in the near future Smiley Tongue  )  

 

I also found those articles again that said experian was going to stop doing ficos, it was from 2009 Smiley Tongue  So obviously thats changed or didnt happen.  Then I found this article on myfico which is probably where the sites I was reading the info from, got their info in the first place.

http://ficoforums.myfico.com/t5/Experian-has-stopped-offering/FAQ-for-myFICO-customers-about-Experia...


Don't believe a competitors review :-)

Experian has Fico08 scores.

 

Message 9 of 9
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