cct?

[Anonymous]

Has anyone used this, amex sent me a packet in the mail offering it ths first month for 1 buck. Is it considered a fako score also.
Myfico has my scores at eq,ex,tr. 645, 647, 640
Ck is 677,667
Capital one tracker has me at a 677.

[Anonymous]

Creditchecktotal.com ? They give you a FICO 8 score. Daily experian and monthly 3 bureau pull. 

[olehammer]

They are great.  Daily EX FICO and CR.  MOnthly for the other two.

After your trial is over, call to cancel.  They will cut the monthly fee in 1/2 to $15 indefinitely.

[Hokies2379]

Even better, pay your dollar then cancel.  You'll end up with 2 pulls in 10 days.  Then, use the dollar trial again, two more pulls.

Basically you can get 6 pulls for $3 dollars a month. And I will continue to until they tell me I'm out of free trials.

[elim]

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@Hokies2379 wrote:

Even better, pay your dollar then cancel.  You'll end up with 2 pulls in 10 days.  Then, use the dollar trial again, two more pulls.

Basically you can get 6 pulls for $3 dollars a month. And I will continue to until they tell me I'm out of free trials.

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   ehhhh,   it's 15 bucks a month.  why go through the hastle.    i click the icon and "poof"  my report and score is there.

[Hokies2379]

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@elim wrote:

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@Hokies2379 wrote:

Even better, pay your dollar then cancel.  You'll end up with 2 pulls in 10 days.  Then, use the dollar trial again, two more pulls.

Basically you can get 6 pulls for $3 dollars a month. And I will continue to until they tell me I'm out of free trials.

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   ehhhh,   it's 15 bucks a month.  why go through the hastle.    i click the icon and "poof"  my report and score is there.

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really isn't much of a hassle.  Guess it's all relative, but 12 bucks is 12 bucks.  I have to click one additional thing before I "poof."  To me the extra click before "poof" is worth 12 bucks.

[AutoBot]

CCT at the 50% off monthly price is well worth it for those actively rebuilding their credit.

[Anonymous]

I would do that if I needed all 3 bureaus every week for some reason, otherwise I'm content with spending 15 a month for what I have, I'm not messing with calling to cancel every week lol, and if u forget then u get charged 30, no thanks.



I highly recommend this especially if you're the building cuz u can see collections being deleted day by day and also know your best days for amping etc etc etc..... why ppl choose other sites over cct is beyond me

[Anonymous]

Thanks everyone. Just got home work. I am going to opt in for it

[takeshi74]

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@Anonymous wrote:
Has anyone used this

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A few.  Don't overlook prior discussions as a resource:

https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&es_th=1&ie=UTF-8#q=credit%20check%20total%20site%3Aficoforums.myfico.com&es_th=1

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@Anonymous wrote:
Is it considered a fako score also.

In many cases you can find the info directly from the source.  This is on the home page:

https://www.creditchecktotal.com/

Credit score calculated based on FICO Score 8 model

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@Anonymous wrote:
Ck is 677,667
Capital one tracker has me at a 677.

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Always consider the specific model & CRA when referring to scores.  Also consider the relevance of a model/CRA combo to a given creditor.  If you have creditors that actually use TU or EQ VantageScore 3.0 then Credit Karma's scores are relevant.  No creditor uses the TransUnion New Account score provided by Capital One's Credit Tracker.  Do not use a score generated by one model to determine a score generated by another model.