chase hard pull

[Anonymous]

hello everyone!

I recently started a new business set up as an S Corp and opened a business checking account with Chase. I needed to get a credit card too so I applied using a personal guarentee. I was denied a CC due to my business being too new... I should have done some research prior to applying. Ended up getting a great CL on an Amex Business Blue Cash.

Anywho, I'm also personally getting ready to buy a new vehicle. My question is: would Chase use the recent hard pull from my personal guarentee on the business application if I applied for an auto loan? Or would they ding my credit again?

[Anonymous]

New pull

double dip pulls mostly work with some credit unions

[Anonymous]

thanks for the response! Do you know if that's changed on Chase's end in the last few years? I ask because I got 3 cc's from them within a few weeks timespan on one pull about 3 years ago.

[OmarGB9]

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@Anonymous wrote:

thanks for the response! Do you know if that's changed on Chase's end in the last few years? I ask because I got 3 cc's from them within a few weeks timespan on one pull about 3 years ago.

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From what I've read, since about a year or 2 ago they stopped allowing multiple cards with the same HP/within 30 days or 90 days (I forget the exact time frame). Nowadays even if you happen to be approved for two cards back to back, one typically gets shut down.