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does where you live make a difference to which bureau is pulled?

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Booner72
Senior Contributor

Re: does where you live make a difference to which bureau is pulled?

Andy - I've read lots of posts tho where people claim to have called the courthouse and the courthouse says they did not report it - that it isn't up to them, etc.  Also when I disputed the judgment for myself and DH - DH's came back DELETED.  I disputed it so it would show up as satisfied.  Mine came back satisfied, his deleted.  How can that have happened?

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 11 of 14
AndySoCal
Senior Contributor

Re: does where you live make a difference to which bureau is pulled?

When I say by the court not referring to a specific courthouse. I do not know how the courts have set up the reporting of their information to the bureau(s). I doubt if each courthouse does their own reporting i would guess it is reported from one location for all the courthouse(s) let us say for  Los Angeles county. So what the rep says maybe true. In your particaular case,  I am not sure the bureaus verify these items when they are disputed.  Were both of your names on the judgment?

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Message 12 of 14
Booner72
Senior Contributor

Re: does where you live make a difference to which bureau is pulled?

Yes.  We were both listed on the judgment in this order:  MY CURRENT NAME

                                                                                                      MY MAIDEN NAME

                                                                                                      HUSBAND'S NAME

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 13 of 14
Anonymous
Not applicable

Re: does where you live make a difference to which bureau is pulled?

Perhaps in trying to match the courts info with the credit bureaus request for info the fact that your husbands name was 3rd on the list may have influenced the difference in outcomes to the dispute. In other words the request may have found your name and updated to satisfied but found no match for your husbands name. With no match the bureau may have deleted because there is no verification.

 

This is simply speculation on my part. I personally disputed with a bureau (can't remember which one) to update a judgment, same as you, and my result was deletion. Don't know why, just know I was happy to not see it anymore.

Message 14 of 14
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