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how many accounts have you opened in the past year?

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Anonymous
Not applicable

how many accounts have you opened in the past year?

my latest reports says ex is highest at 31!
 
scores as of 5/16/08
tu 701 (2 inq)
eq 664 (6 inq)
ex 613 (15 inq and an '02 med collection paid in '06)
Message 1 of 24
23 REPLIES 23
Anonymous
Not applicable

Re: how many accounts have you opened in the past year?

Me two and my dh 3
Message 2 of 24
nicemann
Established Contributor

Re: how many accounts have you opened in the past year?

Well in the last 365 days, I have opened 7 credit cards and now one house mortgage. Yeah my account age is screwed, but hey hard to have a high account age with no accounts reporting.
Message 3 of 24
marty56
Super Contributor

Re: how many accounts have you opened in the past year?

One.  National City Visa card.
 
An auto loan between now end the end of the year hopefully.
1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 4 of 24
Anonymous
Not applicable

Re: how many accounts have you opened in the past year?

14 new accounts for Pizza. I've been busy!
Message 5 of 24
BungalowMo
Senior Contributor

Re: how many accounts have you opened in the past year?

In the last year I've gotten my mortgage acct & one cc.
BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 6 of 24
Anonymous
Not applicable

Re: how many accounts have you opened in the past year?

i need ash or concord to cime in so i won't look so out of line! come on the rest of you apoholics chime in.
Message 7 of 24
Anonymous
Not applicable

Re: how many accounts have you opened in the past year?

I only opened up 4 new ones but will be trying for citi and amex this fall.
Message 8 of 24
Anonymous
Not applicable

Re: how many accounts have you opened in the past year?

I'm either really boring or really really conservative. I only opened 2 in the last year: 
 
a. Hooter's Card: 10/07
b. Small CU Installment Loan: 12/07  (only for FICO scoring purposes)
 
Also, my BOA cc graduated to unsecured in 11/07 but I'm not counting it as an account "opened"
 
 
Message 9 of 24
Red1Blue
Super Contributor

Re: how many accounts have you opened in the past year?

Ok, ducky, here is my Info. I am surprised my self that I kept my scores still around mid 600's after all the damage I did to my scores with new accounts.
 
As of 5/15
TU 705 - 3  Inq 
EX 664 - 48 Inq
EQ 668 - 3 Inq
 
Total Accounts 51
New Accounts opend in the last 12 months 21
 
I still have several lates and couple of paid charges to get rid off. As I am not apping for new credit, hopefully, my scores should be in 700's by end of this year.
Message 10 of 24
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