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myfico simulator tool

Regular Contributor

myfico simulator tool

How accurate is this? I simulated aging my credit report for 24 months and got a measly 5 point boost on experian and that's about it.

Message 1 of 5
Valued Contributor

Re: myfico simulator tool

Not very accurate in my experience @RobotDR 

Message 2 of 5
Community Leader
Super Contributor

Re: myfico simulator tool

No simulator tool is reliable/accurate. I'd stay away from them.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Message 3 of 5
Established Contributor

Re: myfico simulator tool

I'd love it if mine is accurate!
According to the simulator, all 3 scores will be deep in the 800s in 12 months!

The only negatives I have are lots of inquiries and new accounts in the past 12 months, so if I can resist temptation and keep gardening, it may actually happen.

Back to gardening until Late February 2025.

Current FICO8:
Message 4 of 5
Community Leader
Mega Contributor

Re: myfico simulator tool

Best simulators are right here. The members of this forum. Smiley Happy

Message 5 of 5
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