How accurate is this? I simulated aging my credit report for 24 months and got a measly 5 point boost on experian and that's about it.
No simulator tool is reliable/accurate. I'd stay away from them.
I'd love it if mine is accurate!
According to the simulator, all 3 scores will be deep in the 800s in 12 months!
The only negatives I have are lots of inquiries and new accounts in the past 12 months, so if I can resist temptation and keep gardening, it may actually happen.