myfico simulator tool

RobotDR · ‎03-01-2023

How accurate is this? I simulated aging my credit report for 24 months and got a measly 5 point boost on experian and that's about it.

Yasselife · ‎03-01-2023

Not very accurate in my experience @RobotDR

OmarGB9 · ‎03-01-2023

No simulator tool is reliable/accurate. I'd stay away from them.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

markbeiser · ‎03-01-2023

I'd love it if mine is accurate!
According to the simulator, all 3 scores will be deep in the 800s in 12 months!

The only negatives I have are lots of inquiries and new accounts in the past 12 months, so if I can resist temptation and keep gardening, it may actually happen.

Back to gardening until Late February 2026.

Current FICO8:

FireMedic1 · ‎03-02-2023

Best simulators are right here. The members of this forum.