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apreisler15
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Message 1 of 5
4 REPLIES 4
CreditInspired
Super Contributor

Re: Freezing Credit

Freeze your credit with Equifax, Experian and TransUnion

 
Credit BureauOnlineBy phoneBy mail
How to freeze your credit with EquifaxVisitEquifax Credit Freeze page1-800-685-1111 (NY residents call 1-800-349-9960)Equifax Security Freeze, P.O. Box 105788 Atlanta, GA 30348
Visit: Experian Credit Freeze page1-888-EXPERIAN (1-888-397-3742)Experian Security Freeze, P.O. Box 9554 Allen, TX 75013
How to freeze your credit with TransUnion Visit: TransUnion Credit Freeze page 1-888-909-8872TransUnion LLC, P.O. Box 2000
Chester, PA 19016

 

I found this on https://clark.com/credit/credit-freeze-and-thaw-guide/


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K || BOA CashRewards $6K
Message 2 of 5
brandonm
Valued Member

Re: Freezing Credit

Lol, I did the same thing. You'd think filling out credit applications was therapeutic for me at some point. I froze all of my reports, and I plan to leave them frozen until all of my inquiries drop off.. For now, I'm just taking care of the existing debt.

 

Anyway, see above for how to freeze the reports. I believe you have to make accounts at the reporter's website, IIRC. Overall, it wasn't a difficult process.


Starting Score: EX:602 | EQ:598 | TU:624 as of 08/08/2019
Current Score: EX:731 | EQ:733 | TU:760 as of 10/04/2019
Goal Score: EX:740 | EQ:740 | TU:740
Message 3 of 5
Anonymous
Not applicable

Re: Freezing Credit

Make sure when you freeze Equifax that you make an account with My Equifax otherwise someone can make an account with your info at Equifax and lift your freeze without your PIN. Yet another stupid oversight by Equifax. 

https://krebsonsecurity.com/2019/03/myequifax-com-bypasses-credit-freeze-pin/comment-page-1/

Message 4 of 5
FireMedic1
Super Contributor

Re: Freezing Credit


@Anonymous wrote:

Make sure when you freeze Equifax that you make an account with My Equifax otherwise someone can make an account with your info at Equifax and lift your freeze without your PIN. Yet another stupid oversight by Equifax. 

https://krebsonsecurity.com/2019/03/myequifax-com-bypasses-credit-freeze-pin/comment-page-1/


No..... say it aint so. LOL! Smiley Very Happy

OP TU has a phone app thats really easy. Couple clicks. Freeze and unfreeze if needed.






Homeowner since Sept 2020. My posts are JMHO. My siggy is not to brag. Just sharing my experiences after BK from learning here from rebuild to recovery @ 540's.
Message 5 of 5
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