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nfcu CLOC reporting

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Jccflat
Established Contributor

nfcu CLOC reporting

Anyone know when does nfcu Checking line of credit is reporting is it when the statement closing ?

by me it's closing on the 18 of each month 

The reason I'm asking is because on the credit reports it's shows only  update on the end of each month 

I need to know because I don't want to report the balance on my reports since I'm looking into a mortgage

Message 1 of 9
8 REPLIES 8
Jccflat
Established Contributor

Re: nfcu CLOC reporting

Anyone?

Message 2 of 9
FinStar
Moderator Emeritus

Re: nfcu CLOC reporting

@Jccflat- I would suggest exercising some patience while folks respond to your inquiry -- your post was posted around 12 hours ago (not everyone is awake in the wee hours to respond to every question, especially on the weekends).  There are instances where it can take longer for a response depending on the topic.

Message 3 of 9
CreditInspired
Super Contributor

Re: nfcu CLOC reporting

I suggest either calling NFCU or sending a secure message to ask when your specific statement closes 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 4 of 9
Jccflat
Established Contributor

Re: nfcu CLOC reporting

I know it's closing on the 18 of each month but in the report it's updates end of the month 

Message 5 of 9
FireMedic1
Community Leader
Mega Contributor

Re: nfcu CLOC reporting

From the search above. 2 threads that touch on your question. It appears the 1st of the month.

https://ficoforums.myfico.com/t5/Credit-Cards/When-Does-NFCU-Report/td-p/4932881 

https://ficoforums.myfico.com/t5/General-Credit-Topics/NFCU-CLOC-Reporting-Question/td-p/5434377 


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 6 of 9
pizza1
Community Leader
Super Contributor

Re: nfcu CLOC reporting

I would call into CS and ask when it reports to the CRA

Message 7 of 9
tussking
Established Contributor

Re: nfcu CLOC reporting

Mine closes the 22nd and always reports end of the month.

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 8 of 9
EAJuggalo
Established Contributor

Re: nfcu CLOC reporting

NFCU only reports on the last day of the month.  Known issue and has been that way for years.  I seem to recall that they have changed what number they report, either the current balance at the end of the month or the last statement balance.  Looks like right now it is the statement balance reported during that month.

EX700 TU 704 EQ 694 4/03/22
Cap1 QS-$4,500 Chase Freedom Flex- $800 Chase Freedom Unlimited- $1,000 Victoria's Secret- $1,200 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $13,800 AMEX BCE-$1,000 AMEX Gold-$5,000 AMEX Delta Blue $1,000 Lowe's $5,000 Navy Platinum $17,000 AMEX BBP $2,000
Message 9 of 9
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