uptomyneck wrote:I pulled all three credit reports and I have 4 accounts that are bad TLs that I can pay off in full. I was going to send PFD letters to all 4 of them at the same time. But, could that backfire on me? If all of the TL are being updated at once- or in a relatively short period of time- could that have a negative effect with the CRAs? I'd like to handle it all at once, but would it be better to focus on one a month-or-so?
I can't see how it would backfire on you. If you can take care of it all at once do it. And remember, these CAs/OCs will not all respond at the same time, and you may have to go back and forth with one or two or all. So just because you start the process at once, doesn't mean they'll end at the same time.
Go for it! 