should I DV or let it fall!!

[Anonymous]

This CA was for Providian which was also on my report but was deleted. This is what it reads now.

Status Details:
This account is scheduled to continue on record until Dec 2007.
This item was verified on Jul 2007 and remained unchanged

Status:
 Account charged off/Past due 180 days. $2,885 written off. $2,888 past due as of Apr 2005.

 Account History:
 Charge Off as of Apr 2002 to Apr 2005
 180 days as of Mar 2002
 150 days as of Feb 2002
 120 days as of Jan 2002
 90 days as of Dec 2001

As I see it this should really fall off Oct 2007.  Going by history.

I want it gone asap! every month counts    should I DV or let it ride??

[future]

i would like to know the ans to that, i have the identical prob. keep me posted

[Anonymous]

You could try disputing as obsolete.  It's very close...

[Anonymous]

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dazednconfused wrote:

You could try disputing as obsolete.  It's very close...

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As "obsolete", do you mean unuseful to potential creditors?  Is that a term that the CRA's will possibly respond to?  Just curious, thanks

ctRob

[Anonymous]

Obsolete in that it is very close to the time to be past reporting, i.e. December.  Sometimes, with only a few months to go for reporting statutes, the TL will be removed by the CRA.  TU and Eq seem to be ok with this...as far as EX, well, you know...

[Anonymous]

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dazednconfused wrote:

Obsolete in that it is very close to the time to be past reporting, i.e. December.  Sometimes, with only a few months to go for reporting statutes, the TL will be removed by the CRA.  TU and Eq seem to be ok with this...as far as EX, well, you know...

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Thanks Dazednconfused - you a Led Zep Fan?

I did a search on Obsolete after my post and learned a little more - that's the first I think I have ever seen the term used here.  I have one I may try "Obsolete" with. 

I would guess the CRA's would laugh at me if I tried it with Inquiries tho, right??

Live Long & Prosper

CtRob

[Anonymous]

But of course it is with EX  lmao. My despute is not completed yet & I don't want to do anything to give them more time. After it is complete I will act.

Should I dispute it or send a letter and point out the DOFD as Oct & not Dec. and ask for deletion as * obsolete *

Because this one has already been completed by CRS, do I need to wait until other CA is still in dispute?