util was 42%

[vetstorm91]

My util was 42% and I paid it down to 1%. My question is how much should my credit score increase when updated to the new util.

[Anonymous]

UTL is just one part of your score and overall effect will vary from person to person.  There is a thread showcasing how one person's score changed as their utility went from 89%(?) to <10%, but again, YMMV.

Personally, my score went from 716 to 725 after I lowered my overall UTL from 27.2% to 19.6%.

[llecs]

Locked thread to direct others here:

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/util/m-p/1008058