what to do if...

[Anonymous]

ok so i look at all three of my reports and they all have my employer as farm fresh. i last worked for them well over a year ago. my name and address are correct. is this worth disputing?

[Anonymous]

I would have them update it.. im not sure if it really matters that much.. My reports show the same, I was disputing a bunch of stuff and added that to the list.

[llecs]

Have you applied for and received credit since leaving Farm Fresh?

I've noticed that the current employer portion of the CR gets updated with the current employer's name when I apply for credit. I appd a couple months ago listing myself as the employer (self-employed as well as employed).

[BungalowMo]

My TU report shows a deli I worked at over 25 years ago.  I was making $5.00 an hour!  It doesn't matter.  If your employer doesn't report it, it doesn't show up...it has no impact on score anyway.

BTW...I've applied for and received all kinds of credit since then, so I'm not sure that's the trigger for it to update.  My EQ shows no employment history whatsoever!

Message Edited by BungalowMo on 05-09-2008 07:44 AM

[Anonymous]

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BungalowMo wrote:

My TU report shows a deli I worked at over 25 years ago.  I was making $5.00 an hour!  It doesn't matter.  If your employer doesn't report it, it doesn't show up...it has no impact on score anyway.

BTW...I've applied for and received all kinds of credit since then, so I'm not sure that's the trigger for it to update.  My EQ shows no employment history whatsoever!

Message Edited by BungalowMo on 05-09-2008 07:44 AM

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You employer doesn't report it, to my knowledge.

I think each creditor chooses what to report. I have a creditor who reported my new phone number and I know which done it b/c it appeared at the same time a new account did. But my other creditros never reported my phone number.

True, it doesn't impact score.

Some creditors will look at employment area and try to use it to verify what you have put on your app. It isn't reliable and I've never heard of them denying anyone b/c what you put on app and that doesn't match.

[BungalowMo]

Hey sidewinder...I always thought it was the employer!  Doh!!  Oh well...I'm just glad I'm not REALLY still at the deli making $5.