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when will this item be removed?

aot2009
Regular Contributor

when will this item be removed?

If I wait until the time alloted for removal when exactly would this item get removed or be in the 7 year term ? I see it was opened in 2000 but I'm not sure which field it's determined on.

 

 

 

 

SALLIE MAE
Address: 
11100 USA PKWY
FISHERS, IN 46037
(888) 272-5543 
Account Number:
***********....
 
Address Identification Number:
****************** 
Status:  Paid,Closed. 
Status Details:  
This item was verified and updated on Oct 2007. 
Date Opened:
10/2000
Reported Since:
12/2000
Date of Status:
05/2006
Last Reported:
05/2006
Type:
Installment
Terms:
120 Months
Monthly Payment:
$0
Responsibility:
Individual
Credit Limit/Original Amount:
$1,750
High Balance:
NA
Recent Balance:
NA
Recent Payment:
NA
Your Statement: 
Y ITEM DISPUTED BY CONSUMER 


Account History:
180 days past due as of Nov 2005
150 days past due as of Oct 2005
120 days past due as of Sep 2005
90 days past due as of Aug 2005
Message 1 of 4
3 REPLIES 3
daboss28
Frequent Contributor

Re: when will this item be removed?

Was this ever charged off? .. doesn't look it...

EQ 715 8-4-12 // Walmart TU 720 8-11-12 // TU 04 744 (cc pull) 8-23-12 EXP (cc pull) 707 8-23-12
~~In my wallet: Chase Freedom, Discover More , US Bank, Walmart Discover, CitiDividend Platinum Select , Target Red Card

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Message 2 of 4
aot2009
Regular Contributor

Re: when will this item be removed?

No I opened a loan in 2007 and paid it off with a new loan which I've never been late. I tried to tell Sallie mae at that time I was in forbearance but they just say they had nothing on file, so it's been a battle to get this resolved.

Message 3 of 4
MarineVietVet
Moderator Emeritus

Re: when will this item be removed?

If it was never CO'd the late payments will drop off 7 years from each individual date of delinquency. Working backwards it looks like the first late payment was in June, 2005 which means they will start dropping off in June, 2012.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work


Message 4 of 4
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