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Does anyone know how close/relative credit karma and other credit card company credit score of Vantage Score 3.0? My scores are different on each and I'm curious if anyone here can chime in on their difference they saw when applying for a Mortgage vs CK
@Anonymous wrote:Does anyone know how close/relative credit karma and other credit card company credit score of Vantage Score 3.0? My scores are different on each and I'm curious if anyone here can chime in on their difference they saw when applying for a Mortgage vs CK
There is NO direct correlation between mortgage scores and Vantage 3.0 scores, for some people they are 10 points different, for others they can be >100 points different.
@Anonymous
I have found that Credit Karma scores are pretty close as long as your applying for a auto loan or credit card. Also I have found that individuals that have open credit card accounts (Visa or MasterCard) have a higher mortgage scores, as opposed to having mainly installment debts on your credit. That is as long as your the credit card accounts are not over utilized.