FHA Appraisal & GFE

[ShanetheMortgageMan]

If you can go down to your bank's branch, get a "transaction history" printed out by the teller, and stamped by them as well, as long as it has your name & the account number on it then your loan officer should be able to use that rather than waiting for the formal statement for the month of September to be generated.

[Anonymous]

oh thank u. i didnt realize, i know the lo didnt think to tell me cuz he knew my estimate of me having the rest of my down but i never account for bonuses in budgeting and actually had the rest last pay. so i'll be getting that printout in the morning.

[kai_1103]

Just a thought...

I am planning to paint/stain the exterior, repair a light and install a door to pass FHA standards.  The seller says okay, and it would make everyone happy.  All work I can do over a weekend- so no big deal.  Not to mention, I would do it all anyway after I close, along with a lot of other work.

Maybe you can just go do it yourself... ask the inspector to reinspect.  Off the record- sometimes what people know won't hurt them.  Fix it while no one is looking, and everyone wins.  But a bank will rarely tell you to go on their property and do work- too much liability.  Don't be a jerk and sue if you break a nail.

Hope it works out for you!

[Anonymous]

thats what i may end up doing but i'm going to wait to see what my bank wants fixed first and still try to get the bank that owns it to fix it. i got a general estimate on how much it would cost to fix and it was only $400 so they may just be willing to fix it so they can get it off their hands. It was just a general estimate though, he went by what was listed on the appraisal and not actually seeing it.