$400 Bonus Capital One 360, worth it?

[credit8502020]

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@DaveInAZ wrote:

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@GrabbedByTheGhoulies wrote:

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@Anonymous wrote:

Is it 2 DD's that have to be $1,000 EACH? Or is it 2 DD's that could be $500 each, totaling $1,000?

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The second one. The wording is "totaling $1,000." Someone confirmed it with Capital One customer service rep.

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Yeah, "at least 2 DDs Totaling $1k" is pretty clear, I'm planning on 3 payroll DDs Totaling just over $1k.

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Has anyone that is self-employed found an effective way to set up DDs that are ACH deposits? I've seen the list on the Doctor of Credit website, but was also looking for an alternative to Charles Swaab and Fidelity. Thanks!

[Wsvance]

Hmm

Thanks! Does it do a HP?

If not ill apply!

First Horizon sent me a $400 offer too. Must be bank switching season lol

[Anonymous]

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@credit8502020 wrote:

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Has anyone that is self-employed found an effective way to set up DDs that are ACH deposits? I've seen the list on the Doctor of Credit website, but was also looking for an alternative to Charles Swaab and Fidelity. Thanks!

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If you want it to code as a payroll DD, you' probably have to sign up for 3rd party service then have them DD your check?

[GrabbedByTheGhoulies]

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@Wsvance wrote:

Does it do a HP?

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According to Doctor of Credit, it's a soft pull. 

[credit8502020]

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@Anonymous wrote:

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@credit8502020 wrote:

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Has anyone that is self-employed found an effective way to set up DDs that are ACH deposits? I've seen the list on the Doctor of Credit website, but was also looking for an alternative to Charles Swaab and Fidelity. Thanks!

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If you want it to code as a payroll DD, you' probably have to sign up for 3rd party service then have them DD your check?

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@Anonymous Thank you for your feedback. According to the website and a representative, I will be able to meet the requirement using an ACH from an outside institution. However, I'd much rather have a payroll DD and will look into some other ideal alternatives. 

[scfc1972]

Not the biggest Cap One fan - but I just opened a checking account for this - haha.

[Wsvance]

Just tried to redeem this offer and..

It ran into an error it displayed "Sorry, we hit a snag please try again later"

Am wondering if this has to due with the cards and auto loan I filed bankruptcy on.  My chexsystems is clear

[DaveInAZ]

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@Wsvance wrote:

Just tried to redeem this offer and..

It ran into an error it displayed "Sorry, we hit a snag please try again later"

Am wondering if this has to due with the cards and auto loan I filed bankruptcy on.  My chexsystems is clear

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Capital One doesn't use Chex, they use EWS, Early Warning Service. Is your BK currently in process? if so that would likely be a problem for them.

Opened my checking account yesterday. If you have a Cap One login for CCs/loans click that - super easy, fills out all your personal info, just need to confirm SS# and DoB. Be sure to chose Fund the Account, that's were it brings up the BONUS400 promo code & confirms eligibility. For me it brought up my bank accounts for my Cap One CC payments, you can fund with as little as $20.

[soxfaininfl]

I'm definitely getting this. I just got my SUB from Wells Fargo in September for 400. I'll be closing that account and switch to Cap1. I already have a Cap1 savings, Quicksilver CC and a Savor One CC. 

[newmomnewme]

I opened mine last week and set up $500 biweekly dd just in case my job takes a few weeks to apply the change. If the account is opened this month, we get the bonus end of March. This is the best one I've seen...and I'm working on a few others. 😂😂