844 Equifax Score

CorpCrMgr1 · ‎02-08-2024

According to MyFICO my Equifax score is now 844. I never thought it could get that high. Only CC's and an auto loan. No mortgage. No student loans. No personal loans. Keep my usage under 3%, usually under 1%.

I took a sign in hiatus from the Forums, but I was constantly checking, verifying, and educating myself and others here.
Wishing everyone 850!

Jeffster1 · ‎02-08-2024

Congrats on the GREAT score!

FICO 8 EX 829 EQ 824 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 20K I American Express Cash Magnet 5K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 32K I NFCU Amex 28K | NFCU CashRewards Visa 20K I America First CU Cash Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 20K I Bread Financial American Express 10.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 8.3K I JCPenney Mastercard 6K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 9K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I

Shooting-For-800 · ‎02-08-2024

Awesome!

Congrats!

Rebuild started in 2014 - $100k unsecured credit in 2017 - $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

gorgon · ‎02-09-2024

Great work!

pizzadude · ‎02-09-2024

@CorpCrMgr1 wrote:
According to MyFICO my Equifax score is now 844. I never thought it could get that high. Only CC's and an auto loan. No mortgage. No student loans. No personal loans. Keep my usage under 3%, usually under 1%.
I took a sign in hiatus from the Forums, but I was constantly checking, verifying, and educating myself and others here.
Wishing everyone 850!

Congrats! That's great to see your score nearly maxed out.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

sznthescore · ‎02-09-2024

Very nice score to have.... congrats!

REBUILDER CARDS

Goal: FICO 700+

CorpCrMgr1 · ‎02-09-2024

Ran my other scores today. TU: 829 and Experian: 834.

ptatohed · ‎02-12-2024

My EQ is pretty good too. My EX not so much as an unpaid medical is reporting there.

5% CB rotating:

;
Everyday 3% CB:

;
Everyday 5%:

;
Companion Card:

;
Everyday 2.2% CB:

;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo):

;
On my radar:

;
Still Waiting for an Invite:

;
No hope:

CorpCrMgr1 · ‎02-12-2024

@ptatohed wrote:
My EQ is pretty good too. My EX not so much as an unpaid medical is reporting there.

What I call excellent!

ghgirll40 · ‎02-28-2024

Congratulations!

|EX 736|TU 722|EQ 718| NFCU Platinum Visa Signature |