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844 Equifax Score

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Guyatthebeach
Valued Contributor

Re: 844 Equifax Score

@CorpCrMgr1 ,

 

CONGRATULATIONS!!!!!  That's awesome!

 

Guyatthebeach

Message 11 of 18
CorpCrMgr1
Valued Contributor

Re: 844 Equifax Score


@Guyatthebeach wrote:

@CorpCrMgr1 ,

 

CONGRATULATIONS!!!!!  That's awesome!

 

Guyatthebeach


Thank you. 

Message 12 of 18
CorpCrMgr1
Valued Contributor

Re: 844 Equifax Score

My 844 run was short. My score is now at 840. A four point drop. The reason is my CC balance. Though I've paid twice this week, a couple of charges were pending, my utilization was never over 1%. 
Must state, I don't get it. Except for a pending charge and the two I paid today, I owe nothing. Saturday I will have a recurring $19.95 charge hit. 
FICO is very fickled! 

Message 13 of 18
Horseshoez
Senior Contributor

Re: 844 Equifax Score


@CorpCrMgr1 wrote:

My 844 run was short. My score is now at 840. A four point drop. The reason is my CC balance. Though I've paid twice this week, a couple of charges were pending, my utilization was never over 1%. 
Must state, I don't get it. Except for a pending charge and the two I paid today, I owe nothing. Saturday I will have a recurring $19.95 charge hit. 
FICO is very fickled! 


My run was short as well, my EQ FICO 8 in March, April, and May of 2022 went like this: 844, 850, and 839 (opened a new credit card).  Since then I've opened up two more credit cards and gotten a vehicle loan; my EQ FICO 8 now stands at 776 and will probably stay there until my latest new credit card ages to 1-year this July, errr, if I don't apply for a mortgage by then (which is unlikely), so geez, maybe spring of 2025 before my FICO 8s inch over 800 again.

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 14 of 18
CorpCrMgr1
Valued Contributor

Re: 844 Equifax Score


@Horseshoez wrote:

@CorpCrMgr1 wrote:

My 844 run was short. My score is now at 840. A four point drop. The reason is my CC balance. Though I've paid twice this week, a couple of charges were pending, my utilization was never over 1%. 
Must state, I don't get it. Except for a pending charge and the two I paid today, I owe nothing. Saturday I will have a recurring $19.95 charge hit. 
FICO is very fickled! 


My run was short as well, my EQ FICO 8 in March, April, and May of 2022 went like this: 844, 850, and 839 (opened a new credit card).  Since then I've opened up two more credit cards and gotten a vehicle loan; my EQ FICO 8 now stands at 776 and will probably stay there until my latest new credit card ages to 1-year this July, errr, if I don't apply for a mortgage by then (which is unlikely), so geez, maybe spring of 2025 before my FICO 8s inch over 800 again.


The pain is real!

 

 

Message 15 of 18
CorpCrMgr1
Valued Contributor

Re: 844 Equifax Score

My Equifax score today according to MyFICO is now 846! A two point jump. Interesting since I charged approximately $300, mostly on a Chase CC. No payments made.

Hopefully, maybe, one day I'll be a member of the 850 Club!!!

Message 16 of 18
ptatohed
Senior Contributor

Re: 844 Equifax Score


@CorpCrMgr1 wrote:

My Equifax score today according to MyFICO is now 846! A two point jump. Interesting since I charged approximately $300, mostly on a Chase CC. No payments made.

Hopefully, maybe, one day I'll be a member of the 850 Club!!!


Corp, I hope I am not intruding on your thread.  But, wow, today my score jumped 7 points to 850!!!  Smiley Very Happy

 

You're right behind!

 

 

capture.png

[ Signature in dire need of updates. It's on my to-do list. Smiley Wink ]


5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:
Message 17 of 18
CorpCrMgr1
Valued Contributor

Re: 844 Equifax Score


@ptatohed wrote:

@CorpCrMgr1 wrote:

My Equifax score today according to MyFICO is now 846! A two point jump. Interesting since I charged approximately $300, mostly on a Chase CC. No payments made.

Hopefully, maybe, one day I'll be a member of the 850 Club!!!


Corp, I hope I am not intruding on your thread.  But, wow, today my score jumped 7 points to 850!!!  Smiley Very Happy

 

You're right behind!

 

 

capture.png


Congratulations! One day soon I hope to reach the 850! I am close.

Message 18 of 18
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