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@Guyatthebeach wrote:
CONGRATULATIONS!!!!! That's awesome!
Guyatthebeach
Thank you.
My 844 run was short. My score is now at 840. A four point drop. The reason is my CC balance. Though I've paid twice this week, a couple of charges were pending, my utilization was never over 1%.
Must state, I don't get it. Except for a pending charge and the two I paid today, I owe nothing. Saturday I will have a recurring $19.95 charge hit.
FICO is very fickled!
@CorpCrMgr1 wrote:My 844 run was short. My score is now at 840. A four point drop. The reason is my CC balance. Though I've paid twice this week, a couple of charges were pending, my utilization was never over 1%.
Must state, I don't get it. Except for a pending charge and the two I paid today, I owe nothing. Saturday I will have a recurring $19.95 charge hit.
FICO is very fickled!
My run was short as well, my EQ FICO 8 in March, April, and May of 2022 went like this: 844, 850, and 839 (opened a new credit card). Since then I've opened up two more credit cards and gotten a vehicle loan; my EQ FICO 8 now stands at 776 and will probably stay there until my latest new credit card ages to 1-year this July, errr, if I don't apply for a mortgage by then (which is unlikely), so geez, maybe spring of 2025 before my FICO 8s inch over 800 again.
Chapter 13:
I categorically refuse to do AZEO!
@Horseshoez wrote:
@CorpCrMgr1 wrote:My 844 run was short. My score is now at 840. A four point drop. The reason is my CC balance. Though I've paid twice this week, a couple of charges were pending, my utilization was never over 1%.
Must state, I don't get it. Except for a pending charge and the two I paid today, I owe nothing. Saturday I will have a recurring $19.95 charge hit.
FICO is very fickled!My run was short as well, my EQ FICO 8 in March, April, and May of 2022 went like this: 844, 850, and 839 (opened a new credit card). Since then I've opened up two more credit cards and gotten a vehicle loan; my EQ FICO 8 now stands at 776 and will probably stay there until my latest new credit card ages to 1-year this July, errr, if I don't apply for a mortgage by then (which is unlikely), so geez, maybe spring of 2025 before my FICO 8s inch over 800 again.
The pain is real!
My Equifax score today according to MyFICO is now 846! A two point jump. Interesting since I charged approximately $300, mostly on a Chase CC. No payments made.
Hopefully, maybe, one day I'll be a member of the 850 Club!!!
@CorpCrMgr1 wrote:My Equifax score today according to MyFICO is now 846! A two point jump. Interesting since I charged approximately $300, mostly on a Chase CC. No payments made.
Hopefully, maybe, one day I'll be a member of the 850 Club!!!
Corp, I hope I am not intruding on your thread. But, wow, today my score jumped 7 points to 850!!!
You're right behind!
@ptatohed wrote:
@CorpCrMgr1 wrote:My Equifax score today according to MyFICO is now 846! A two point jump. Interesting since I charged approximately $300, mostly on a Chase CC. No payments made.
Hopefully, maybe, one day I'll be a member of the 850 Club!!!
Corp, I hope I am not intruding on your thread. But, wow, today my score jumped 7 points to 850!!!
You're right behind!
Congratulations! One day soon I hope to reach the 850! I am close.