cancel
Showing results for 
Search instead for 
Did you mean: 

AMX Next step loan

gingerflower
Valued Contributor

AMX Next step loan

Hello fico forums friends, has anyone got an offer from AMX offering a preapporoval next step Loan? I ask because this morning while logging into my account I had an offer $15,500 with 4 credit card minimum to pay off with a 9.99% Apr with fixed payment.
Message 1 of 8
7 REPLIES 7
Ysettle4
Valued Contributor

Re: AMX Next step loan


@gingerflower wrote:
Hello fico forums friends, has anyone got an offer from AMX offering a preapporoval next step Loan? I ask because this morning while logging into my account I had an offer $15,500 with 4 credit card minimum to pay off with a 9.99% Apr with fixed payment.

Same here but my APR was 11.97%. Appears to be a true pre-approved loan with no additional credit pull. Also appears to be a hidden installment loan until you default - it's how I read the terms.

744 INQs: 10754 INQs: 5743 INQs: 12UTIL: 1%AAoA: 3yr 6mosTotal Credit Line: $8616250
Message 2 of 8
gingerflower
Valued Contributor

Re: AMX Next step loan

No one else got the offer!!
Message 3 of 8
humuhumunukunukuapuaa
Senior Contributor

Re: AMX Next step loan


@gingerflower wrote:
No one else got the offer!!

Hi ginger,

 

A good number of us received the offer about two weeks ago - there is a whole different thread on it.

 

Mine said 20k prepapproved at 6.88%. When I clicked on it for more information, it said, sorry, you're not preapproved.

 

UncleB had an offer on his computer and it disappeared. He hasn't seen it pop up since.

 

Sorry but I think the whole thing is a joke.

 

And I wouldn't be too sure it doesn't report. Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~
Message 4 of 8
mco7816
Frequent Contributor

Re: AMX Next step loan

I also got the same one - 2 weeks ago I was told there was a system glitch that the offer was sent to numerous people when it wasn't supposed to. She said that if you click on it and takes you to where you were actually looking like you are doing a balance transfer then you really got it but if you get an error then it's a mistake. 

 

They do offer the NExt Step Loan and only for targeted parties you cannot cold app for it... they HAVE to offer it to you.

 

Good luck!

FICO 8: 1/1/16 / 12/30/2016 [EQ: 518/681] [TU:522/714] [EX: 535/689] TCL: $108K INQ: 138 between the 3 NO MO CARD FOR ME

Message 5 of 8
gingerflower
Valued Contributor

Re: AMX Next step loan

Mahalo for the info Humu👍
Message 6 of 8
gingerflower
Valued Contributor

Re: AMX Next step loan

Ty for the Info Mc7816
Message 7 of 8
humuhumunukunukuapuaa
Senior Contributor

Re: AMX Next step loan


@gingerflower wrote:
Mahalo for the info Humu👍

'A'ole pilikia, ginger! I hopena pule maika'i! Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.