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My contrarian opinion is why is your father-in-law's choice of credit card any of your business? Or why should it be fodder for discussion by strangers on a message board?
United flies CLE-LGA and ORD-LGA, and uses Terminal B at LGA. Does he live in/near Chicago or Cleveland?
Maybe he likes the Centurion Lounge at LGA. It's pre-TSA, but not far from Terminal B.
Or he may fly into EWR (a major United hub in NJ).
Not truly his business with the exception that he wants to help a family member out. In that spirit, trying to save a little money seems like a worthy goal. Present the information and let him decide.
@Anonymous wrote:My contrarian opinion is why is your father-in-law's choice of credit card any of your business? Or why should it be fodder for discussion by strangers on a message board?
Your opinion is incredibly valued and thus why I approached this thread with such a tip toe evalution in the first place. He is my father in law, as I said before very frugal, and as so I happen to be apart of this younger generation of extracting as much possible from the benefits CC's have to offer these days. As I said, his choices are his but this forum provides a certain.. anonymity that provokes me to understand why this CC would benefit him. As people have said before, some people in their ripe age would prefer to stick with what works. However he is a clever man and maybe the benifits elude me.
In much of my extended family there is a high level of interest (and not always subtle) in what other people are doing with their money.
It's not merely when there is a potential inheritance involved (which would be perhaps inappropriate nosiness, but at least rational and understandable curiosity).
Ironically, the people with hardly anything love to promote their supposed financial prowess while the people with money play dumb in the presence of others so as not to arouse jealousy.
*I have a reputation for keeping my mouth shut, so hear enough that I don't feel any urge to seek or further any gossip...but by my standards curiosity about a relative's CCs is trivial.
Sometimes a successful man just enjoys the status of having a card that not everyone has. Some may think that's petty...but hey...to each is own. The card does have a lot of nice bennies...maybe he uses some of them. At the end of the day...who cares. It's a great card, with great benefits, and has great customer service. If he doesn't care about paying the AF or pays it for what I mentioned before...then so be it.