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Credit Card/Checking Account

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AyaMai
Frequent Contributor

Credit Card/Checking Account

I am on a road trip, am I allowed to open a checking account with SUB and apply for credit card in the future even it is geofencing. I am in Boston at the moment, Citizens Bank as an example since their locations are everyhwere in the city. I am wondering am I allowed to these actions though I live in Portland, Oregon. Appreciate your responses.

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Varsity_Lu
Valued Contributor

Re: Credit Card/Checking Account

So, you'll be there a few days?  A week?  You'd have to use the address where you reside to apply, so just because your phone's IP address is in Boston, that won't get you around the geofencing.  I was in Huntsville a few weeks ago, but that didn't make me eligible for Redstone.

Blue Cash PreferredBlue Cash Everyday (AU)Hilton HonorsSavorQuicksilverFidelity Rewards VisaMax Cash PreferredVoice Rewards + Perks Checking
Mechanics Savings BankHuntington National BankCapital One, N.A.Fidelity InvestmentsNavy Federal Credit UnionAmerican Express National Bank
FICO® 8: 833 (Eq) · 827 (Ex) · 812 (TU)

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FicoMike0
Senior Contributor

Re: Credit Card/Checking Account

You might try in person, see what they say.

 

Message 3 of 5
Outbackexplorer
New Contributor

Re: Credit Card/Checking Account

Entirely bank dependent. Works sometimes, not others.

Message 4 of 5
SouthJamaica
Mega Contributor

Re: Credit Card/Checking Account


@AyaMai wrote:

I am on a road trip, am I allowed to open a checking account with SUB and apply for credit card in the future even it is geofencing. I am in Boston at the moment, Citizens Bank as an example since their locations are everyhwere in the city. I am wondering am I allowed to these actions though I live in Portland, Oregon. Appreciate your responses.


Where you are physically at the moment won't change the geo-fencing rules. 

 

But it might help you get past identification hurdles which out of state credit union applicants sometimes encounter when applying online.

 

There are some nice credit unions up that way.

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




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