cancel
Showing results for 
Search instead for 
Did you mean: 

Dcu Question

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Contributor

Dcu Question

Does DCU do a hard inquiry when joining for just a savings account ?
Message 1 of 9
8 REPLIES 8
Established Contributor

Re: Dcu Question

Soft pull EQ FICO 5 inquiry. They might even offer you a Platinum CC if credit worthy on membership.
Message 2 of 9
Contributor

Re: Dcu Question

Thank you I will finish applying for the account some time tomorrow, may as well park 1k in savings with them for a while.
Message 3 of 9
Established Contributor

Re: Dcu Question

Agreed, they have a great interest rate.
Message 4 of 9
Established Member

Re: Dcu Question

Thats if they will approve you. I tried and didnt get approved but they are on my list for another time once bank and credit inquiries/credit collection go off the record.

Message 5 of 9
Contributor

Re: Dcu Question

Submitted my app for a savings account, no docs requested currently but it’s in review. Is this the norm for them to take up to 2 days for the review ?
Message 6 of 9
Established Contributor

Re: Dcu Question

Yes, it takes some time. I was under the impression it would be immediate when I first joined.
Message 7 of 9
Contributor

Re: Dcu Question

Update:

I had to send in a copy of DL and SS. Account approved now I’ll just wait on their snail mail to get access to my account.

Pretty painless actually and didn’t take as long as I had expected.
Message 8 of 9
Established Contributor

Re: Dcu Question

Thanks for the update.

Glad you're in.
Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.