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Re: Garden Club - January 2022
Work is work.
And the cold front is here.


























Last HP 08-07-2023









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Re: Garden Club - January 2022
Good morning boys and girls. Happy Sunday!
Currently, we've got a total of FIVE degrees here in Kansas City... and it's going to get colder before it gets warmer.
No credit news. Ever.
Currently, it's GMA, coffee, coffee cake, and a vicious attack cat happily snoring in DW's spot on the couch. (DW is happy snoring in bed!)
I'll pay a few bills later this morning, then it's football day in America. Go Rams! Go Chiefs! (Sorry, @kilroy8 !)
Hope that you're all off to a good start!
Fico 9: EX 765 09/13/24, EQ 776 10/04/24, TU 755 08/15/24.
Zero percent financing is where the devil lives...
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Re: Garden Club - January 2022
OK, bills are paid including six credit card payments. Four payments on zero percent deals, and two paid in full!
Fico 9: EX 765 09/13/24, EQ 776 10/04/24, TU 755 08/15/24.
Zero percent financing is where the devil lives...
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Re: Garden Club - January 2022
Good morning everyone. It's drizzing and 42F here right now.
Temps are supposed to bottom out in the mid-teens Tuesday morning and then reach near 50 again Wednesday and Thursday, maybe some snow this weekend. We'd have made it almost 1/2 of the way through meteorological winter without having more than a few dustings of snow so I can't complain TOO much.
Pup is very affectionate this morning, I'm getting smothered with
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850
$1M+ club
Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
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Re: Garden Club - January 2022
@tcbofade wrote:Good morning boys and girls. Happy Sunday!
Currently, we've got a total of FIVE degrees here in Kansas City... and it's going to get colder before it gets warmer.
No credit news. Ever.
Currently, it's GMA, coffee, coffee cake, and a vicious attack cat happily snoring in DW's spot on the couch. (DW is happy snoring in bed!)
I'll pay a few bills later this morning, then it's football day in America. Go Rams! Go Chiefs! (Sorry, @kilroy8 !)
Hope that you're all off to a good start!
Hey, we already trounced the Steelers twice, so the best year we had in a long time.














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Re: Garden Club - January 2022
@coldfusion wrote:
@tcbofade wrote:
Y'all be nice and behave yourselves!
Hey, you know me better than that
Good morning and Happy New Year everybody!
"Behave yourself "
"Well, I already promised people I WOULN'T behave myself, and I always keep my promise"
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
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Re: Garden Club - January 2022
@expatCanuck wrote:Good morning, garden.
And Happy New Year.
Starting the year w/ EX back over 800.
Oh, and I fractured my upper-right humerus yesterday. Failed to correctly negotiate uneven trail terrain and fell poorly.
Happily, the orthopod advises that it's a non-surgical break. Just have to keep it immobile in a sling for a while. Say, 3 to 4 months.
FICO.
Yikes! So sorry to hear that! Hope you get better quicker than that.
Samsung Financing TD Bank $3,200

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Re: Garden Club - January 2022
Despite losing my FNBO card, and still have a balance to pay off on it, I checked the pre-qual this morning for the heck of it, and I'm pre-qual'ed for the evergreen with a limit of $8,800. So tempting, but yet, so risky. I must resist the urge. That would put me over the $250k, but yet, I'm not super interested. 🤷🏻♂️
Samsung Financing TD Bank $3,200

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Re: Garden Club - January 2022
Is it a requirement to have your gardening emblem in your sig to post here?
I'm so upset with myself over losing my beautiful sapphire....I think I'd rather have nothing for right now. Is that okay? Or do you have to be an official gardener to post here?














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Re: Garden Club - January 2022
No. You're not required to post your shame.
It happens to all of us.
Fico 9: EX 765 09/13/24, EQ 776 10/04/24, TU 755 08/15/24.
Zero percent financing is where the devil lives...