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Hello! I wanted to share my Golden 1 CU Personal Loan Approval of 20k, at 9.99 for 60 months to finish paying off my consumer loan debt. My TU just hit 717 and my Equifax is at 732.
That's great! Congrats on your approval!
congrats. what did they pull (I assume exp) and how many inquiries?
@Anonymous wrote:congrats. what did they pull (I assume exp) and how many inquiries?
Thanks! They pulled Experian which is at 695 with 19 inquiries! eek i know its a lot..thats why i froze all 3 bureaus to let all of those fall of. Its been a time of change and really getting my debt lined up but now its time to stop moving it and focus on paying it all off
Did Golden 1 Credit Union require any documentation?
@ghgirll40 wrote:
@Anonymous wrote:congrats. what did they pull (I assume exp) and how many inquiries?
Thanks! They pulled Experian which is at 695 with 19 inquiries! eek i know its a lot..thats why i froze all 3 bureaus to let all of those fall of. Its been a time of change and really getting my debt lined up but now its time to stop moving it and focus on paying it all off
@RLFLOWS wrote:Did Golden 1 Credit Union require any documentation?
@ghgirll40 wrote:
@Anonymous wrote:congrats. what did they pull (I assume exp) and how many inquiries?
Thanks! They pulled Experian which is at 695 with 19 inquiries! eek i know its a lot..thats why i froze all 3 bureaus to let all of those fall of. Its been a time of change and really getting my debt lined up but now its time to stop moving it and focus on paying it all off
Not even a paystub which surprised me. I applied for 34k to combine my 2 personal loans but they counteroffered 20k though.
Big congrats!
I live in Washington and looking at opening an account online. You mentioned they pulled EXP which is one of my strongest scores at 712. Would they use the same pull if I wanted a line of credit? BIG congrats to you again....!
P.S. Was the funds put in your checking or, did they mail check to the credtiors?