I don't have my (still alive) mother's DD 214 but I asked if her VA health card was good enough as proof and the CSR said it was. They should only contact you about it if they can't find your connection through public information databases.
To the question of "why Navy?", check their rates on home and auto loans ... they beat Coastal on best published rate on both, and that's saying something. They also have several interesting credit cards - opinions and needs vary, but more interesting to me than what Coastal or PenFed have in that area.
Minor update if anyone wants the DPs, I called today to open savings and checking. The CSR asked how I qualified. I told her my father was in the NC Army National Guard in the 1960s and that I had his DD 214 on hand. She wasn't sure that Army National Guard qualified, so she had me wait about 90 seconds while she checked her computer to see if it did. I waited politely (I had seen online that it did qualify, so I wasn't concerned). She confirmed that it qualified and told me she doesn't need the DD 214, but I should have it available in case they ever ask for it. The computer did ask to confirm my identity, I guess - I got an email with a link to upload two files to establish identity (I uploaded a picture of my NC driver license, and a PDF of my auto insurance ID card). It said they will confirm and get back to me in 5 business days. I have lots of other stuff I could have uploaded (passport, W2 etc) and maybe I should have given them a variety of documents in case they didn't like one, but I only did the two. I will report back here if any issues, but I think it's in good shape.
I'm grateful to this board for many things including the reference to National Guard qualifying. I wish I'd known sooner. It would have streamlined some choices I made last year during the Mad Max portio of my build. But still great to join now!
@KJinNC wrote:To the question of "why Navy?", check their rates on home and auto loans ... they beat Coastal on best published rate on both, and that's saying something. They also have several interesting credit cards - opinions and needs vary, but more interesting to me than what Coastal or PenFed have in that area.
Minor update if anyone wants the DPs, I called today to open savings and checking. The CSR asked how I qualified. I told her my father was in the NC Army National Guard in the 1960s and that I had his DD 214 on hand. She wasn't sure that Army National Guard qualified, so she had me wait about 90 seconds while she checked her computer to see if it did. I waited politely (I had seen online that it did qualify, so I wasn't concerned). She confirmed that it qualified and told me she doesn't need the DD 214, but I should have it available in case they ever ask for it. The computer did ask to confirm my identity, I guess - I got an email with a link to upload two files to establish identity (I uploaded a picture of my NC driver license, and a PDF of my auto insurance ID card). It said they will confirm and get back to me in 5 business days. I have lots of other stuff I could have uploaded (passport, W2 etc) and maybe I should have given them a variety of documents in case they didn't like one, but I only did the two. I will report back here if any issues, but I think it's in good shape.
I'm grateful to this board for many things including the reference to National Guard qualifying. I wish I'd known sooner. It would have streamlined some choices I made last year during the Mad Max portio of my build. But still great to join now!
NFCU is definitely worth getting into. In my experience, it has the best customer service of any credit union or bank.
I think a lot more people can get into NFCU than realize it. Was a grandfather in the military or the National Guard? Or your mom or dad, or your brother or sister? Or, any of the above for your spouse? Once your spouse is in, you can get in. I really did not think I qualified, and was excited to learn that I do (Dad - National Guard).
Anyway, as a minor update, today I received an email that said as a new NFCU member, I can sign up for online banking. I didn't know I was a new NFCU member. I hadn't received any prior notice. Maybe the timing of when I got what was thrown off by the virus. I did not have the info I needed to log in, and when I clicked the Help link just below the password field and entered my info, it said something to the effect of "no member found." I called their 888 number and the CSR had me retry what I had just tried. It didn't work this time, either, so she did it for me and that worked. I thanked her, got off the phone, and started setting up my account. Then I walked to the mailbox and saw I had a letter from NFCU. I opened the letter, which was dated April 23, and it said "we could not verify your identity using the files you uploaded. Please upload one file from each column" and listed the types of files to upload to verify identity. I am kind of confused what happened, but, the account is there. I can look at it and see the account number. So, I guess I will ignore the letter unless I hear more from them. I chalk it up to coronavirus chaos. Though I enjoy imagining somebody doing intensive research of my driver license, thought it was fake on April 23, but finally realized it was real. All's well that ends well. My next step is setting up my other accounts to be able to transfer money to NFCU.
@KJinNC wrote:I think a lot more people can get into NFCU than realize it. Was a grandfather in the military or the National Guard? Or your mom or dad, or your brother or sister? Or, any of the above for your spouse? Once your spouse is in, you can get in. I really did not think I qualified, and was excited to learn that I do (Dad - National Guard).
Anyway, as a minor update, today I received an email that said as a new NFCU member, I can sign up for online banking. I didn't know I was a new NFCU member. I hadn't received any prior notice. Maybe the timing of when I got what was thrown off by the virus. I did not have the info I needed to log in, and when I clicked the Help link just below the password field and entered my info, it said something to the effect of "no member found." I called their 888 number and the CSR had me retry what I had just tried. It didn't work this time, either, so she did it for me and that worked. I thanked her, got off the phone, and started setting up my account. Then I walked to the mailbox and saw I had a letter from NFCU. I opened the letter, which was dated April 23, and it said "we could not verify your identity using the files you uploaded. Please upload one file from each column" and listed the types of files to upload to verify identity. I am kind of confused what happened, but, the account is there. I can look at it and see the account number. So, I guess I will ignore the letter unless I hear more from them. I chalk it up to coronavirus chaos. Though I enjoy imagining somebody doing intensive research of my driver license, thought it was fake on April 23, but finally realized it was real. All's well that ends well. My next step is setting up my other accounts to be able to transfer money to NFCU.
Congratulations on your membership!
