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Local wallks into a local Barn that sells...

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SummerOf17
Regular Contributor

Local wallks into a local Barn that sells...

So what to use?

 

Being strapped with an inch thick walllet, but not telling anyone, which card to use?

 

Is there a source, locality based thingy that will tell you plussesesses and gimminks to avoid when using a card for a reason?

 

Love,

 

Summer.

Message 1 of 16
15 REPLIES 15
Shadowfactor
Valued Contributor

Re: Local wallks into a local Barn that sells...

I don’t understand what you are asking at all ?




Total Revolving Limits $254,800

Message 2 of 16
Pikaboo-icu
Valued Contributor

Re: Local wallks into a local Barn that sells...


@Shadowfactor wrote:
I don’t understand what you are asking at all ?

Me neither..

I thought twas a joke at first..

 

OP If you're asking what CARD to use..

Use one on which you're trying to fulfill a sub.

Or the one with the best cash back..

 

As far as a site that focuses on local exactly, IDK if that exists but I think there is/was an APP for which cards to use for what type of purchase.

Perhaps somebody can share that.

 

smiley-taking-christmas-tree-emoticon.gif

  


Message 3 of 16
Anonymous
Not applicable

Re: Local wallks into a local Barn that sells...

Has anyone really been far even as decided to use even go want to do look more like?

Message 4 of 16
SummerOf17
Regular Contributor

Re: Local wallks into a local Barn that sells...

There are 5 stores a front of you. I walk into one and get a pack of gum and a beer(5%), where next door a bag of Chips and a COLA are 1%..

 

Where to get most for your buck when it comes using CCs, Rewards, points, etc. I mean Locality.

 

Is there a source of data when trying to locate a proper source before shooting blanks at a spot?

Message 5 of 16
Remedios
Credit Mentor

Re: Local wallks into a local Barn that sells...


@SummerOf17 wrote:

There are 5 stores a front of you. I walk into one and get a pack of gum and a beer(5%), where next door a bag of Chips and a COLA are 1%..

 

Where to get most for your buck when it comes using CCs, Rewards, points, etc. I mean Locality.

 

Is there a source of data when trying to locate a proper source before shooting blanks at a spot?


Sure there is, merchant category codes 

Message 6 of 16
Remedios
Credit Mentor

Re: Local wallks into a local Barn that sells...

or haiku version 

 

Famous bright fico
A proper, big forum helps
above the question

Message 7 of 16
Pikaboo-icu
Valued Contributor

Re: Local wallks into a local Barn that sells...

Well I believe one store is just as good as the next.

 

I will say this: Do NOT let your cards dictate what you buy and where you buy it!

Shop/spend organically. If the card isn't working for you, find a different card. 

 

xmas1wisemen.gif

  


Message 8 of 16
SummerOf17
Regular Contributor

Re: Local wallks into a local Barn that sells...

--Has anyone really been far even as decided to use even go want to do look more like?--

 

+1, count me in!

 

---

Sure there is, merchant category codes 

---

 Where, Where? Is that per card?

Message 9 of 16
K-in-Boston
Credit Mentor

Re: Local wallks into a local Barn that sells...

If you're asking if there's a way to tell prior to a purchase how that particular merchant will code for rewards, then the answer is "yes, if it is a Visa."  https://www.visa.com/supplierlocator-app/app/#/home/supplier-locator will show you how every merchant accepting Visa cards codes their MCC.  MasterCard and Discover should in theory code similarly since they would normally be set up at the same time as Visa with the merchant's credit card processing account.

 

Edit: @Remedios beat me to the punch while I was typing.

Message 10 of 16
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