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Hello! I'm looking for a bank / credit union (preferrably credit union for a lower rate) that offers a personal line of credit that can be used as an overdraft line of credit. A high limit $30k - $50K would be ideal. Any tips are greatly appreciated!
Fico: 750
Utilization: 4% of 226,000
I
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@CreditUp26 wrote:Hello! I'm looking for a bank / credit union (preferrably credit union for a lower rate) that offers a personal line of credit that can be used as an overdraft line of credit. A high limit $30k - $50K would be ideal. Any tips are greatly appreciated!
Fico: 750
Utilization: 4% of 226,000
I
Langley FCU will allow up to $40k.
Santander Bank has large PLOC's.





























I believe that PenFed offers a PLOC up to $25k.
with no history this will be hard, you would be better utilising a company you already have a relationship.
Dept of Commerce FCU has PLOC's up to $40k.





























BCU if you qualify for membership